How popular isNavy Federal Credit Union?
In October 2026, people searched for Navy Federal Credit Union by name about 4.2 million times in the United States, about the same as the previous year. These searches made up 7.5% of all United States HELOC lender searches, placing Navy Federal Credit Union sixth out of 11 lenders. When we asked both ChatGPT and Google AI Overviews about HELOC lenders, Navy Federal Credit Union appeared in one of the five answers and was the eighth most recommended of the 11.
Navy Federal Credit Union is the sixth most searched of 11 competitors and the eighth most recommended in the AI answers we collected.
AvenShare of searches 26.6%Mentioned in 3 of 5 AI answersPlace in AI recommendations 1st
Spring EQShare of searches 20.6%Mentioned in 1 of 5 AI answersPlace in AI recommendations 10th
Splash FinancialShare of searches 16.8%Mentioned in 2 of 5 AI answersPlace in AI recommendations 6th
Bank of AmericaShare of searches 13.7%Mentioned in 2 of 5 AI answersPlace in AI recommendations 3rd
Navy Federal Credit UnionShare of searches 7.5%Mentioned in 1 of 5 AI answersPlace in AI recommendations 8th
Follow Navy Federal Credit Union and get free monthly updates on what changed
By continuing you'll get index updates and occasional product news from Brandwave. Unsubscribe any time. Privacy
Top HELOC lenders in ChatGPT and Google AI Overviews
In three ChatGPT questions and two Google AI Overviews, Navy Federal Credit Union was mentioned in one out of five: not in any of the three ChatGPT answers, but in one of the two Google AI Overviews. Navy Federal Credit Union is the eighth most recommended of the 11.
Most recommended by AI
Brands get a higher ranking if they are mentioned earlier in the answers.
Aven1st
Figure2nd
Bank of America3rd
Rate4th
Achieve5th
Splash Financial6th
Flagstar7th
Navy Federal Credit Union8th
Rocket Mortgage9th
Spring EQ10th- +1 more
Mentioned by AI
Each dot is one answer, filled in when that answer mentions the brand.
Aven3 of 5Named in 2 of 3 ChatGPT answersNamed in 1 of 2 Google answers
Splash Financial2 of 5Named in 2 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Bank of America2 of 5Named in 1 of 3 ChatGPT answersNamed in 1 of 2 Google answers
Figure2 of 5Named in 2 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Achieve2 of 5Named in 2 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Rate2 of 5Named in 2 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Spring EQ1 of 5Named in 1 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Navy Federal Credit Union1 of 5Named in 0 of 3 ChatGPT answersNamed in 1 of 2 Google answers
Lower1 of 5Named in 0 of 3 ChatGPT answersNamed in 1 of 2 Google answers
Rocket Mortgage1 of 5Named in 0 of 3 ChatGPT answersNamed in 1 of 2 Google answers
See every answer about HELOC lenders
5 answers
Asked ChatGPT
“Who offers the best HELOC rates right now?”
Asked ChatGPT
“Which lenders let you apply for a home equity line of credit online?”
Asked ChatGPT
“What's the fastest way to get a HELOC?”
Searched Google, AI Overview
“heloc”
Searched Google, AI Overview
“heloc lenders”
Brands are shown in the order each answer named them. The survey took place in United States on October 28, 2026.
How often do people search for Navy Federal Credit Union compared with other United States HELOC lenders?
Share of searches by month for Aven, Spring EQ, Splash Financial, Bank of America, Figure, Navy Federal Credit Union. The figures are in the table below the chart.
View monthly share of searches table
| Month | Aven | Spring EQ | Splash Financial | Bank of America | Figure | Navy Federal Credit Union | Achieve | Lower | Rocket Mortgage | Flagstar | Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Nov 2025 | 12.8% | 21.6% | 21.6% | 21.6% | 9.6% | 7.7% | 2.7% | 0.56% | 0.69% | 0.69% | 0.56% |
| Dec 2025 | 10.3% | 19.4% | 19.4% | 23.8% | 10.6% | 10.6% | 3.8% | 0.34% | 0.62% | 0.62% | 0.5% |
| Jan 2026 | 12.6% | 17% | 17% | 25.5% | 13.9% | 7.6% | 4% | 0.36% | 0.67% | 0.55% | 0.82% |
| Feb 2026 | 14.4% | 16% | 16% | 29.2% | 13% | 5.7% | 3.7% | 0.33% | 0.63% | 0.51% | 0.63% |
| Mar 2026 | 12.1% | 16.4% | 13.5% | 30.1% | 13.5% | 7.3% | 4.8% | 0.35% | 0.65% | 0.8% | 0.53% |
| Apr 2026 | 14.2% | 11.5% | 11.5% | 31.5% | 11.5% | 5.1% | 4.1% | 0.3% | 0.45% | 0.55% | 9.4% |
| May 2026 | 13.8% | 10.7% | 13.1% | 36% | 13.1% | 5.8% | 4.7% | 0.28% | 0.52% | 0.42% | 1.4% |
| Jun 2026 | 12.4% | 11.7% | 17.5% | 32% | 14.3% | 6.4% | 4.2% | 0.19% | 0.46% | 0.37% | 0.46% |
| Jul 2026 | 14.2% | 12.9% | 15.8% | 28.9% | 15.8% | 7% | 3.7% | 0.27% | 0.62% | 0.51% | 0.33% |
| Aug 2026 | 16.5% | 14.9% | 18.3% | 22.4% | 14.9% | 6.6% | 4.3% | 0.32% | 0.72% | 0.59% | 0.47% |
| Sep 2026 | 21% | 18.9% | 18.9% | 15.4% | 12.6% | 8.4% | 3% | 0.49% | 0.61% | 0.4% | 0.4% |
| Oct 2026 | 26.6% | 20.6% | 16.8% | 13.7% | 11.2% | 7.5% | 1.8% | 0.54% | 0.54% | 0.35% | 0.35% |
| Rank | Brand | Share of searches | Estimated monthly branded searches | vs prior month | Share change |
|---|---|---|---|---|---|
| 1, held 1st | 26.6% | 12.8K | +42.2% | +5.6 points | |
| 2, moved from 3rd to 2nd | 20.6% | 9.9K | +22.2% | +1.7 pointsmoved from 3rd to 2nd | |
| 3, moved from 2nd to 3rd | 16.8% | 8.1K | 0% | -2.1 pointsmoved from 2nd to 3rd | |
| 4, held 4th | 13.7% | 6.6K | 0% | -1.7 points | |
| 5, held 5th | 11.2% | 5.4K | 0% | -1.4 points | |
| 6, held 6th | 7.5% | 3.6K | 0% | -0.9 points | |
| 7, held 7th | 1.8% | 880 | -32.3% | -1.2 points | |
| 8, moved from 9th to 8th | 0.54% | 260 | +23.8% | +0.1 pointsmoved from 9th to 8th | |
| 9, moved from 8th to 9th | 0.54% | 260 | 0% | -0.1 pointsmoved from 8th to 9th | |
| 10, held 10th | 0.35% | 170 | 0% | 0 points | |
| 11, held 11th | 0.35% | 170 | 0% | 0 points |
1.
Aven26.6%
Held 1st. 12.8K estimated branded searches, +42.2% vs prior month. Share +5.6 points.
20.6%
Moved from 3rd to 2nd. 9.9K estimated branded searches, +22.2% vs prior month. Share +1.7 points.
16.8%
Moved from 2nd to 3rd. 8.1K estimated branded searches, 0% vs prior month. Share -2.1 points.
13.7%
Held 4th. 6.6K estimated branded searches, 0% vs prior month. Share -1.7 points.
5.
Figure11.2%
Held 5th. 5.4K estimated branded searches, 0% vs prior month. Share -1.4 points.
Held 6th. 3.6K estimated branded searches, 0% vs prior month. Share -0.9 points.
7.
Achieve1.8%
Held 7th. 880 estimated branded searches, -32.3% vs prior month. Share -1.2 points.
8.
Lower0.54%
Moved from 9th to 8th. 260 estimated branded searches, +23.8% vs prior month. Share +0.1 points.
0.54%
Moved from 8th to 9th. 260 estimated branded searches, 0% vs prior month. Share -0.1 points.
10.
Flagstar0.35%
Held 10th. 170 estimated branded searches, 0% vs prior month. Share 0 points.
11.
Rate0.35%
Held 11th. 170 estimated branded searches, 0% vs prior month. Share 0 points.
Navy Federal Credit Union, Bank of America and Rocket Mortgage sell other things too, so only their searches that name this product count here, like “navy federal heloc”.
Compare popularity between Navy Federal Credit Union and its closest rivals

Navy Federal Credit Union vs Splash Financial: compare popularity
Navy Federal Credit Union vs Bank of America: compare popularity
Navy Federal Credit Union vs Figure: compare popularity
Navy Federal Credit Union vs Achieve: compare popularity
Navy Federal Credit Union vs Lower: compare popularity- Compare Navy Federal Credit Union with any brand
Every comparison with Navy Federal Credit Union
40 comparisons
- Navy Federal Credit Union vs State Employees' Credit Union
- BECU vs Navy Federal Credit Union
- Navy Federal Credit Union vs Suncoast Credit Union
- Navy Federal Credit Union vs SchoolsFirst Federal Credit Union
- Navy Federal Credit Union vs PenFed Credit Union
- Consumers Credit Union vs Navy Federal Credit Union
- Capital One vs Navy Federal Credit Union
- Alliant Credit Union vs Navy Federal Credit Union
- Golden 1 Credit Union vs Navy Federal Credit Union
- LightStream vs Navy Federal Credit Union
- First Tech Federal Credit Union vs Navy Federal Credit Union
- Navy Federal Credit Union vs Wells Fargo
- Bank of America vs Navy Federal Credit Union
- Chase vs Navy Federal Credit Union
- loanDepot vs Navy Federal Credit Union
- Mr. Cooper vs Navy Federal Credit Union
- Navy Federal Credit Union vs Pennymac
- Navy Federal Credit Union vs Rate
- Navy Federal Credit Union vs Rocket Mortgage
- Navy Federal Credit Union vs Truist
- Navy Federal Credit Union vs UWM
- Navy Federal Credit Union vs Veterans United
- Navy Federal Credit Union vs Quorum Federal Credit Union
- Caribou vs Navy Federal Credit Union
- Better vs Navy Federal Credit Union
- Carvana vs Navy Federal Credit Union
- Gravity Lending vs Navy Federal Credit Union
- Ally Bank vs Navy Federal Credit Union
- Autopay vs Navy Federal Credit Union
- Aven vs Navy Federal Credit Union
- Figure vs Navy Federal Credit Union
- Navy Federal Credit Union vs RateGenius
- Navy Federal Credit Union vs Splash Financial
- Navy Federal Credit Union vs Spring EQ
- Navy Federal Credit Union vs SoFi
- iLending vs Navy Federal Credit Union
- myAutoloan vs Navy Federal Credit Union
- Achieve vs Navy Federal Credit Union
- Lower vs Navy Federal Credit Union
- Flagstar vs Navy Federal Credit Union
How has branded search demand for Navy Federal Credit Union changed in the United States over the last 12 months?
2 findings
- Across the 12 months ending October 2026, estimated monthly branded searches for Navy Federal Credit Union in the United States held steady at 4.2M.
- Across the 12 months ending October 2026, Navy Federal Credit Union’s share of searches among HELOC lenders in the United States peaked at 10.6% in December 2025 and was lowest at 5.1% in April 2026.
How did search popularity change for United States HELOC lenders in October 2026?
6 changes

In October 2026, Spring EQ overtook Splash Financial to rank 2nd among HELOC lenders in the United States, with 20.6% of the searches.

In October 2026, Aven gained share of searches among HELOC lenders in the United States, from 21% to 26.6%.

In October 2026, Splash Financial lost share of searches among HELOC lenders in the United States, from 18.9% to 16.8%.

In October 2026, Bank of America lost share of searches among HELOC lenders in the United States, from 15.4% to 13.7%.

In October 2026, Figure lost share of searches among HELOC lenders in the United States, from 12.6% to 11.2%.

In October 2026, Achieve lost share of searches among HELOC lenders in the United States, from 3% to 1.8%.
How are Navy Federal Credit Union’s branded searches counted?
7 search terms
Brandwave collects information about searches that people make online using Navy Federal Credit Union’s name. When viewed over time, estimated search volumes for these branded terms can be used to understand whether interest in the brand is growing, holding steady, or fading.
- navy federal
- navy federal auto loan
- navy federal auto refinance
- navy federal car loan
- navy federal credit union
- navy federal heloc
- navy federal mortgage
Do you work for Navy Federal Credit Union? To request corrections or removal please contact us via our support page and we will be happy to assist.
Where does Navy Federal Credit Union compete?
| Competitor set | Rank | Share of searches | Ranking |
|---|---|---|---|
| Credit unions | 1st of 11 | 67.4% | Show ranking |
| Mortgage lenders | 10th of 13 | 0.67% | Show ranking |
| Auto loan brands | 2nd of 10 | 19.9% | Show ranking |
| HELOC lenders | 6th of 11 | 7.5% | Shown above |
| Auto refinance companies | 1st of 8 | 24.5% | Show ranking |

Is Navy Federal Credit Union your brand?
Put your own campaigns, spend and outcomes next to this demand line, so you can see which of your marketing lined up with the movements above.