Payap vs Revolut:Which is more popular in New Zealand?
In October 2026, Revolut had more branded searches than Payap among neo-banks and everyday money apps in New Zealand. Revolut had about 10,900 branded searches, while Payap had 590. Revolut made up 72.8% of all neo-banks and everyday money app searches we track, and Payap accounted for 3.9%. When we asked ChatGPT and Google AI Overviews about neo-banks and everyday money apps, Revolut appeared in two of the five answers and Payap in one. Revolut was mentioned before Payap in two out of three answers that named either.
Who do people search for more?
Revolut, about 18 searches for every 1 for Payap
Who does AI mention more?
Revolut, mentioned in 2 of 5 answers, Payap in 1
Who does AI recommend more?
Revolut, named ahead of Payap in 2 of 3 answers
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Top neo-banks and everyday money apps in ChatGPT and Google AI Overviews
In three ChatGPT questions and two Google AI Overviews, Revolut was mentioned in two out of five: in two of the three ChatGPT answers, but not in either of the two Google AI Overviews. Payap was mentioned in one out of five: not in any of the three ChatGPT answers, but in one of the two Google AI Overviews. Revolut was listed before Payap in two out of three answers that named either.
Most recommended by AI
Brands get a higher ranking if they are mentioned earlier in the answers.
Mentioned by AI
Each dot is one answer, filled in when that answer mentions the brand.
- Revolut2 of 5Named in 2 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Wise2 of 5Named in 2 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Dosh2 of 5Named in 0 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Emerge2 of 5Named in 0 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Debut2 of 5Named in 0 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Payap1 of 5Named in 0 of 3 ChatGPT answersNamed in 1 of 2 Google answers
Booster Savvy0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
See every answer about neo-banks and everyday money apps
5 answers
Asked ChatGPT
“Which digital bank should I use in New Zealand?”
Asked ChatGPT
“What are the best digital banks in New Zealand?”
Asked ChatGPT
“What's the best digital bank in New Zealand for everyday spending and saving?”
Searched Google, AI Overview
“digital banks nz”
Searched Google, AI Overview
“neo bank nz”
Not named in any answer:
Brands are shown in the order each answer named them. The survey took place in New Zealand on October 21, 2026.
Is Payap or Revolut more popular in search?
This chart shows how often people search Google for Payap and Revolut by name. Each line represents a brand's share of searches for all seven neo-banks and everyday money apps we track, month by month, from searches in New Zealand.
Share of searches by month for Revolut, Payap. The figures are in the table below the chart.
View monthly share of searches table
| Month | Revolut | Wise | Dosh | Payap | Booster Savvy | Emerge | Debut |
|---|---|---|---|---|---|---|---|
| Nov 2025 | 58.6% | 16.8% | 6.9% | 12.9% | 3.3% | 1.2% | 0.27% |
| Dec 2025 | 60.6% | 19.3% | 6.3% | 9.2% | 3.4% | 0.99% | 0.21% |
| Jan 2026 | 62.8% | 17.6% | 9.7% | 5.3% | 3.5% | 0.84% | 0.18% |
| Feb 2026 | 56.3% | 16.3% | 12.6% | 10.5% | 3.1% | 0.92% | 0.2% |
| Mar 2026 | 60.2% | 20.2% | 7.6% | 7.5% | 2.8% | 1.2% | 0.52% |
| Apr 2026 | 63.2% | 20.8% | 6.6% | 3.5% | 4.3% | 1.2% | 0.29% |
| May 2026 | 62.5% | 22.9% | 6.5% | 3.5% | 3.5% | 1% | 0.14% |
| Jun 2026 | 67.5% | 19.5% | 5.7% | 3% | 3% | 1.1% | 0.13% |
| Jul 2026 | 69.4% | 19.3% | 4.6% | 2.4% | 3% | 1.1% | 0.13% |
| Aug 2026 | 62.6% | 22.6% | 6% | 4% | 3.3% | 1.4% | 0.07% |
| Sep 2026 | 64.3% | 21.8% | 4.3% | 5.2% | 2.8% | 1.5% | 0.06% |
| Oct 2026 | 72.8% | 14.5% | 4.9% | 3.9% | 2.6% | 1.1% | 0.07% |
How has branded search for Payap and Revolut changed in New Zealand over the last 12 months?
3 findings
- Revolut was ahead of Payap in every measured month of the 12 months ending October 2026.
- Across the 12 months ending October 2026, Payap’s share of searches among neo-banks and everyday money apps in New Zealand moved from 12.9% to 3.9%, and its estimated monthly branded searches moved from 1.9K to 590.
- Across the 12 months ending October 2026, Revolut’s share of searches among neo-banks and everyday money apps in New Zealand moved from 58.6% to 72.8%, and its estimated monthly branded searches moved from 8.6K to 10.9K.
How did search popularity change for New Zealand neo-banks and everyday money apps in October 2026?
3 changes
In October 2026, Dosh overtook Payap to rank 3rd among neo-banks and everyday money apps in New Zealand, with 4.9% of the searches.
In October 2026, Revolut gained share of searches among neo-banks and everyday money apps in New Zealand, from 64.3% to 72.8%.
In October 2026, Payap lost share of searches among neo-banks and everyday money apps in New Zealand, from 5.2% to 3.9%.
How are Payap’s and Revolut’s branded searches counted?
13 search terms
Brandwave collects information about searches that people make online using Payap’s and Revolut’s names. When viewed over time, estimated search volumes for these branded terms can be used to understand whether interest in the brands is growing, holding steady, or fading.
Other head-to-heads among neo-banks and everyday money apps
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