Finance Now vs Harmoney:Which is more popular by branded search in New Zealand?
In August 2026, Finance Now had more branded searches than Harmoney among personal lenders in New Zealand. Finance Now was estimated to have 23.2K branded searches compared to Harmoney’s 11.1K, and held a 22.2% Share of Search versus Harmoney’s 10.6%.
Which is more popular in search, Finance Now or Harmoney?
Compare non-bank lenders offering personal, car, and consumer loans to New Zealanders, using branded searches made in New Zealand. Branded searches show how often people look for a brand by name or related terms. Comparing those searches across competitors is one way to assess their relative popularity and interest over time.
Share of Search by month for Finance Now, Harmoney. The figures are in the table below the chart.
View monthly share of search table
| Month | Finance Now | Gem by Latitude | MTF Finance | Instant Finance | Harmoney | Avanti Finance | Nectar |
|---|---|---|---|---|---|---|---|
| Sep 2025 | 23.7% | 18.1% | 19.7% | 16.5% | 10.3% | 8.3% | 3.4% |
| Oct 2025 | 22.8% | 17.9% | 21.3% | 16% | 11.3% | 8% | 2.7% |
| Nov 2025 | 22.1% | 18.6% | 18.5% | 18.7% | 11.5% | 7.7% | 2.8% |
| Dec 2025 | 22.1% | 19.9% | 17% | 18.8% | 11.4% | 7.8% | 3% |
| Jan 2026 | 22% | 19.7% | 20.6% | 15.4% | 11.6% | 7.7% | 3.1% |
| Feb 2026 | 23.8% | 18.7% | 20% | 13.8% | 12.2% | 8.4% | 3.1% |
| Mar 2026 | 21.6% | 19.3% | 20.4% | 15.1% | 11.1% | 9.2% | 3.3% |
| Apr 2026 | 23% | 20.2% | 18% | 16.2% | 11.7% | 8.1% | 2.8% |
| May 2026 | 22.1% | 21.9% | 18.6% | 15.6% | 11.4% | 7.8% | 2.8% |
| Jun 2026 | 21.8% | 22.3% | 18.4% | 15.3% | 9.9% | 9.4% | 2.8% |
| Jul 2026 | 23% | 18.7% | 17.9% | 16.2% | 11.1% | 9.9% | 3.2% |
| Aug 2026 | 22.2% | 21.8% | 17.2% | 15.7% | 10.6% | 9.5% | 3.1% |
How has the Finance Now and Harmoney comparison changed over the last 12 months?
3 findings
- Finance Now was ahead of Harmoney in every measured month of the 12 months ending August 2026.
- Across the 12 months ending August 2026, Finance Now’s estimated Share of Search among personal lenders in New Zealand moved from 23.7% to 22.2%, and its estimated monthly branded searches moved from 23.4K to 23.2K.
- Across the 12 months ending August 2026, Harmoney’s estimated Share of Search among personal lenders in New Zealand moved from 10.3% to 10.6%, and its estimated monthly branded searches moved from 10.2K to 11.1K.
How did search popularity change for New Zealand personal lenders in August 2026?
2 changes

In August 2026, Finance Now lost estimated Share of Search among personal lenders in New Zealand, from 23% to 22.2%.

In August 2026, Harmoney lost estimated Share of Search among personal lenders in New Zealand, from 11.1% to 10.6%.
How each brand is measured
Brandwave collects information about searches that people make online using Finance Now’s and Harmoney’s names. When viewed over time, estimated search volumes for these branded terms can be used to understand whether interest in the brands is growing, holding steady, or fading.
Finance Now
9 branded search terms
- finance now
- finance now application
- finance now car loan
- finance now debt consolidation
- finance now loan
- finance now loans
- finance now nz
- finance now personal loan
- finance now personal loans
Harmoney
11 branded search terms
- harmoney
- harmoney car loan
- harmoney car loans
- harmoney finance
- harmoney lender
- harmoney loan
- harmoney loans
- harmoney new zealand
- harmoney nz
- harmoney personal loan
- harmoney personal loans
How is branded search demand measured?
In August 2026, Finance Now had more branded searches than Harmoney among personal lenders in New Zealand. Finance Now was estimated to have 23.2K branded searches compared to Harmoney’s 11.1K, and held a 22.2% Share of Search versus Harmoney’s 10.6%.
Brandwave organizes categories, branded terms, and competitor groups using publicly available information about companies and brands. We obtain third-party modeled search-volume estimates from external search-data providers, then store and keep them up to date. Our Brand Demand Index shares this curated information with everyone for free. The figures cover the 12 months ending Aug 2026.
Brandwave tracks brand demand worldwide and by individual country because brands compete in different ways. For instance, global brands such as SaaS companies are compared worldwide, while retailers and local businesses are usually compared within their own country. Brands in the same competitor group are always measured using the same geographic area. This ensures that global demand is not compared with demand from only one country. Brandwave currently tracks branded terms in English. Global indexes include searches for these terms from every country, even if English is not the main language there. In this context, language refers to the terms being measured, not the language spoken by the people searching. Global and country estimates may overlap, so do not add them together.
We estimate branded-search demand in New Zealand for Finance Now and Harmoney using modeled search-volume estimates for each brand’s name or related terms. This approach has limitations, but it provides a directional view of relative branded-search interest and how it changes over time.
Branded searches show how often people look for a brand by name or related terms. Comparing those searches across competitors is one way to assess their relative popularity and interest over time. Share of Search expresses each brand’s estimated searches as a percentage of all the measured brands in its set, in the same market and month. It does not count customers, sales, or unique people.
No, Share of Search compares a brand’s estimated search volume with the estimated search volume of other brands in the same group. It measures searches for branded terms, not purchases, so it is not the same as market share, revenue share, or customer share. A brand might have a high Share of Search but still sell less than a competitor, and brands that people buy out of habit might be searched for less than brands people are still considering. Branded-search demand can provide an early signal that interest in a brand is changing. Watching for sustained shifts can help you spot trends sooner, but the metric does not establish what will happen to revenue.
These numbers are estimates and should be seen as a general trend, not an exact count. The figures show rounded monthly search volumes, and a single month’s result might change for reasons unrelated to the brand. Smaller brands are rounded more roughly than larger ones. Search volume estimates searches, not unique people. The real value of these figures is in comparison: every brand in the group is measured the same way, in the same market, and in the same month. This means the differences between brands, and how those differences change over time, are more meaningful than any single number.
Not always. It depends on what your campaign was meant to do. Our public marketing data shows when branded search demand changes, but it doesn’t tell you why. Branded search volume can rise or fall for many reasons. For example, a competitor’s campaign, a news story, a price change, the season, or more people shopping in your category can all play a part. Checking the timing of these changes can give you useful clues, so it helps to see what else was happening at the same time. Brandwave lets you track all your marketing activity and branded search volume together on one timeline, making this much easier.
Yes. Anyone may use, share, adapt, and redistribute data published in the Brandwave Brand Demand Index, including for commercial purposes, under the Creative Commons Attribution 4.0 International licence (CC BY 4.0). Give appropriate credit to Brandwave, link to the source page and https://creativecommons.org/licenses/by/4.0/, and indicate if you made changes. This permission covers Brandwave’s published compilation and measurements; it does not grant rights to third-party trademarks or logos. Automated access must use the public pages or API and respect published rate limits.
Not necessarily. Brandwave maintains these brand profiles using publicly available information and data sources. Brandwave never exposes private customer data publicly.

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