Personal lenders in New Zealand:Which brands are most popular in search?
Finance Now and Gem by Latitude share the highest estimated Share of Search among personal lenders in New Zealand, at 22.2% and 21.8% in August 2026.
Finance Now22.2%Gem by Latitude21.8%
MTF Finance17.2%
Instant Finance15.7%
Harmoney10.6%
Avanti Finance9.5%
Nectar3.1%
Share of SearchLeaderboard
Compare non-bank lenders offering personal, car, and consumer loans to New Zealanders, using branded searches made in New Zealand. Branded searches show how often people look for a brand by name or related terms. Comparing those searches across competitors is one way to assess their relative popularity and interest over time.
Share of Search by month for Finance Now, Gem by Latitude, MTF Finance, Instant Finance, Harmoney, Avanti Finance, Nectar. The figures are in the table below the chart.
View monthly share of search table
| Month | Finance Now | Gem by Latitude | MTF Finance | Instant Finance | Harmoney | Avanti Finance | Nectar |
|---|---|---|---|---|---|---|---|
| Sep 2025 | 23.7% | 18.1% | 19.7% | 16.5% | 10.3% | 8.3% | 3.4% |
| Oct 2025 | 22.8% | 17.9% | 21.3% | 16% | 11.3% | 8% | 2.7% |
| Nov 2025 | 22.1% | 18.6% | 18.5% | 18.7% | 11.5% | 7.7% | 2.8% |
| Dec 2025 | 22.1% | 19.9% | 17% | 18.8% | 11.4% | 7.8% | 3% |
| Jan 2026 | 22% | 19.7% | 20.6% | 15.4% | 11.6% | 7.7% | 3.1% |
| Feb 2026 | 23.8% | 18.7% | 20% | 13.8% | 12.2% | 8.4% | 3.1% |
| Mar 2026 | 21.6% | 19.3% | 20.4% | 15.1% | 11.1% | 9.2% | 3.3% |
| Apr 2026 | 23% | 20.2% | 18% | 16.2% | 11.7% | 8.1% | 2.8% |
| May 2026 | 22.1% | 21.9% | 18.6% | 15.6% | 11.4% | 7.8% | 2.8% |
| Jun 2026 | 21.8% | 22.3% | 18.4% | 15.3% | 9.9% | 9.4% | 2.8% |
| Jul 2026 | 23% | 18.7% | 17.9% | 16.2% | 11.1% | 9.9% | 3.2% |
| Aug 2026 | 22.2% | 21.8% | 17.2% | 15.7% | 10.6% | 9.5% | 3.1% |
This month’s ranking, August 2026
| Rank | Brand | Share of Search | Estimated monthly branded searches | vs prior month | Share change |
|---|---|---|---|---|---|
| 1, held 1st | 22.2% | 23.2K | +0.17% | -0.8 points | |
| 2, held 2nd | 21.8% | 22.8K | +20.9% | +3.1 points | |
| 3, held 3rd | 17.2% | 18K | -0.17% | -0.7 points | |
| 4, held 4th | 15.7% | 16.5K | +0.55% | -0.5 points | |
| 5, held 5th | 10.6% | 11.1K | -0.98% | -0.5 points | |
| 6, held 6th | 9.5% | 10K | +0.2% | -0.4 points | |
| 7, held 7th | 3.1% | 3.2K | -0.92% | -0.1 points |
22.2%
held 1st · 23.2K estimated branded searches · +0.17% vs prior month · -0.8 points
21.8%
held 2nd · 22.8K estimated branded searches · +20.9% vs prior month · +3.1 points
17.2%
held 3rd · 18K estimated branded searches · -0.17% vs prior month · -0.7 points
15.7%
held 4th · 16.5K estimated branded searches · +0.55% vs prior month · -0.5 points
5.
Harmoney10.6%
held 5th · 11.1K estimated branded searches · -0.98% vs prior month · -0.5 points
9.5%
held 6th · 10K estimated branded searches · +0.2% vs prior month · -0.4 points
7.
Nectar3.1%
held 7th · 3.2K estimated branded searches · -0.92% vs prior month · -0.1 points
Compare search popularity between leading brands

Finance Now vs Gem by Latitude: compare search popularity

Finance Now vs MTF Finance: compare search popularity
Finance Now vs Instant Finance: compare search popularity
Finance Now vs Harmoney: compare search popularity
Gem by Latitude vs MTF Finance: compare search popularity
Gem by Latitude vs Instant Finance: compare search popularity
Gem by Latitude vs Harmoney: compare search popularity
MTF Finance vs Instant Finance: compare search popularity
MTF Finance vs Harmoney: compare search popularity
Instant Finance vs Harmoney: compare search popularity
Which brand is most popular in search among personal lenders in New Zealand?
7 brands
Finance Now and Gem by Latitude share the highest estimated Share of Search among personal lenders in New Zealand, at 22.2% and 21.8% in August 2026.
| Brand | Share of Search | Peak | Low | Rank |
|---|---|---|---|---|
| 23.7% → 22.2% | 23.8%Feb 2026 | 21.6%Mar 2026 | 1st | |
| 18.1% → 21.8% | 22.3%Jun 2026 | 17.9%Oct 2025 | 3rd → 2nd | |
| 19.7% → 17.2% | 21.3%Oct 2025 | 17%Dec 2025 | 2nd → 3rd | |
| 16.5% → 15.7% | 18.8%Dec 2025 | 13.8%Feb 2026 | 4th | |
| 10.3% → 10.6% | 12.2%Feb 2026 | 9.9%Jun 2026 | 5th | |
| 8.3% → 9.5% | 9.9%Jul 2026 | 7.7%Jan 2026 | 6th | |
| 3.4% → 3.1% | 3.4%Sep 2025 | 2.7%Oct 2025 | 7th |
Each finding as a sentence
- Across the 12 months ending August 2026, Finance Now’s estimated Share of Search among personal lenders in New Zealand decreased from 23.7% to 22.2%.
- Across the 12 months ending August 2026, Gem by Latitude’s estimated Share of Search among personal lenders in New Zealand increased from 18.1% to 21.8%.
- Across the 12 months ending August 2026, MTF Finance’s estimated Share of Search among personal lenders in New Zealand decreased from 19.7% to 17.2%.
- Across the 12 months ending August 2026, Instant Finance’s estimated Share of Search among personal lenders in New Zealand decreased from 16.5% to 15.7%.
- Across the 12 months ending August 2026, Avanti Finance’s estimated Share of Search among personal lenders in New Zealand increased from 8.3% to 9.5%.
- Across the 12 months ending August 2026, Finance Now’s estimated Share of Search among personal lenders in New Zealand peaked at 23.8% in February 2026 and was lowest at 21.6% in March 2026.
- Across the 12 months ending August 2026, Gem by Latitude’s estimated Share of Search among personal lenders in New Zealand peaked at 22.3% in June 2026 and was lowest at 17.9% in October 2025.
- Across the 12 months ending August 2026, MTF Finance’s estimated Share of Search among personal lenders in New Zealand peaked at 21.3% in October 2025 and was lowest at 17% in December 2025.
- Across the 12 months ending August 2026, Instant Finance’s estimated Share of Search among personal lenders in New Zealand peaked at 18.8% in December 2025 and was lowest at 13.8% in February 2026.
- Across the 12 months ending August 2026, Harmoney’s estimated Share of Search among personal lenders in New Zealand peaked at 12.2% in February 2026 and was lowest at 9.9% in June 2026.
- Across the 12 months ending August 2026, Avanti Finance’s estimated Share of Search among personal lenders in New Zealand peaked at 9.9% in July 2026 and was lowest at 7.7% in January 2026.
- Across the 12 months ending August 2026, Gem by Latitude rose from 3rd to 2nd among personal lenders in New Zealand.
- Across the 12 months ending August 2026, MTF Finance fell from 2nd to 3rd among personal lenders in New Zealand.
- Across the 12 months ending August 2026, Harmoney and Nectar held steady: their estimated Share of Search among personal lenders in New Zealand each moved less than 0.5 percentage points.
How did search popularity change for New Zealand personal lenders in August 2026?
6 changes
In August 2026, Gem by Latitude gained estimated Share of Search among personal lenders in New Zealand, from 18.7% to 21.8%.

In August 2026, Finance Now lost estimated Share of Search among personal lenders in New Zealand, from 23% to 22.2%.

In August 2026, MTF Finance lost estimated Share of Search among personal lenders in New Zealand, from 17.9% to 17.2%.

In August 2026, Instant Finance lost estimated Share of Search among personal lenders in New Zealand, from 16.2% to 15.7%.

In August 2026, Harmoney lost estimated Share of Search among personal lenders in New Zealand, from 11.1% to 10.6%.

Estimated monthly branded searches for Avanti Finance in New Zealand rose 22% over 12 measured months, from 8.2K to 10K in August 2026.
How is branded search demand measured?
Brandwave organizes categories, branded terms, and competitor groups using publicly available information about companies and brands. We obtain third-party modeled search-volume estimates from external search-data providers, then store and keep them up to date. Our Brand Demand Index shares this curated information with everyone for free. The figures cover the 12 months ending Aug 2026.
Brandwave tracks brand demand worldwide and by individual country because brands compete in different ways. For instance, global brands such as SaaS companies are compared worldwide, while retailers and local businesses are usually compared within their own country. Brands in the same competitor group are always measured using the same geographic area. This ensures that global demand is not compared with demand from only one country. Brandwave currently tracks branded terms in English. Global indexes include searches for these terms from every country, even if English is not the main language there. In this context, language refers to the terms being measured, not the language spoken by the people searching. Global and country estimates may overlap, so do not add them together.
We estimate branded-search demand in New Zealand for Avanti Finance, Finance Now, Gem by Latitude, Harmoney, Instant Finance, MTF Finance and Nectar using modeled search-volume estimates for each brand’s name or related terms. This approach has limitations, but it provides a directional view of relative branded-search interest and how it changes over time.
Branded searches show how often people look for a brand by name or related terms. Comparing those searches across competitors is one way to assess their relative popularity and interest over time. Share of Search expresses each brand’s estimated searches as a percentage of all the measured brands in its set, in the same market and month. It does not count customers, sales, or unique people.
No, Share of Search compares a brand’s estimated search volume with the estimated search volume of other brands in the same group. It measures searches for branded terms, not purchases, so it is not the same as market share, revenue share, or customer share. A brand might have a high Share of Search but still sell less than a competitor, and brands that people buy out of habit might be searched for less than brands people are still considering. Branded-search demand can provide an early signal that interest in a brand is changing. Watching for sustained shifts can help you spot trends sooner, but the metric does not establish what will happen to revenue.
These numbers are estimates and should be seen as a general trend, not an exact count. The figures show rounded monthly search volumes, and a single month’s result might change for reasons unrelated to the brand. Smaller brands are rounded more roughly than larger ones. Search volume estimates searches, not unique people. The real value of these figures is in comparison: every brand in the group is measured the same way, in the same market, and in the same month. This means the differences between brands, and how those differences change over time, are more meaningful than any single number.
Not always. It depends on what your campaign was meant to do. Our public marketing data shows when branded search demand changes, but it doesn’t tell you why. Branded search volume can rise or fall for many reasons. For example, a competitor’s campaign, a news story, a price change, the season, or more people shopping in your category can all play a part. Checking the timing of these changes can give you useful clues, so it helps to see what else was happening at the same time. Brandwave lets you track all your marketing activity and branded search volume together on one timeline, making this much easier.
Yes. Anyone may use, share, adapt, and redistribute data published in the Brandwave Brand Demand Index, including for commercial purposes, under the Creative Commons Attribution 4.0 International licence (CC BY 4.0). Give appropriate credit to Brandwave, link to the source page and https://creativecommons.org/licenses/by/4.0/, and indicate if you made changes. This permission covers Brandwave’s published compilation and measurements; it does not grant rights to third-party trademarks or logos. Automated access must use the public pages or API and respect published rate limits.
Not necessarily. Brandwave maintains these brand profiles using publicly available information and data sources. Brandwave never exposes private customer data publicly.

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