Brandwave

Finance Now vs Gem by Latitude:Which is more popular by branded search in New Zealand?

In August 2026, Finance Now and Gem by Latitude were level on Share of Search among personal lenders in New Zealand, with an estimated 23.2K versus 22.8K branded searches, at 22.2% and 21.8% estimated Share of Search.

Share of Search among personal lenders in New Zealand in August 2026Which is more popular in search, Finance Now or Gem by Latitude?
Finance Now22.2%23.2K searches
vs
Gem by Latitude21.8%22.8K searches

Which is more popular in search, Finance Now or Gem by Latitude?

Compare non-bank lenders offering personal, car, and consumer loans to New Zealanders, using branded searches made in New Zealand. Branded searches show how often people look for a brand by name or related terms. Comparing those searches across competitors is one way to assess their relative popularity and interest over time.

Finance Now and Gem by Latitude among personal lenders in New Zealand, by month

Share of Search by month for Finance Now, Gem by Latitude. The figures are in the table below the chart.

View monthly share of search table
MonthFinance NowGem by LatitudeMTF FinanceInstant FinanceHarmoneyAvanti FinanceNectar
Sep 202523.7%18.1%19.7%16.5%10.3%8.3%3.4%
Oct 202522.8%17.9%21.3%16%11.3%8%2.7%
Nov 202522.1%18.6%18.5%18.7%11.5%7.7%2.8%
Dec 202522.1%19.9%17%18.8%11.4%7.8%3%
Jan 202622%19.7%20.6%15.4%11.6%7.7%3.1%
Feb 202623.8%18.7%20%13.8%12.2%8.4%3.1%
Mar 202621.6%19.3%20.4%15.1%11.1%9.2%3.3%
Apr 202623%20.2%18%16.2%11.7%8.1%2.8%
May 202622.1%21.9%18.6%15.6%11.4%7.8%2.8%
Jun 202621.8%22.3%18.4%15.3%9.9%9.4%2.8%
Jul 202623%18.7%17.9%16.2%11.1%9.9%3.2%
Aug 202622.2%21.8%17.2%15.7%10.6%9.5%3.1%

How has the Finance Now and Gem by Latitude comparison changed over the last 12 months?

  • The lead changed hands 2 times in the 12 months ending August 2026: Gem by Latitude took it in June 2026, Finance Now took it in July 2026.
  • Across the 12 months ending August 2026, Finance Now’s estimated Share of Search among personal lenders in New Zealand moved from 23.7% to 22.2%, and its estimated monthly branded searches moved from 23.4K to 23.2K.
  • Across the 12 months ending August 2026, Gem by Latitude’s estimated Share of Search among personal lenders in New Zealand moved from 18.1% to 21.8%, and its estimated monthly branded searches moved from 17.8K to 22.8K.

How did search popularity change for New Zealand personal lenders in August 2026?

  1. In August 2026, Gem by Latitude gained estimated Share of Search among personal lenders in New Zealand, from 18.7% to 21.8%.

  2. In August 2026, Finance Now lost estimated Share of Search among personal lenders in New Zealand, from 23% to 22.2%.

How each brand is measured

Brandwave collects information about searches that people make online using Finance Now’s and Gem by Latitude’s names. When viewed over time, estimated search volumes for these branded terms can be used to understand whether interest in the brands is growing, holding steady, or fading.

Finance Now

9 branded search terms

  • finance now
  • finance now application
  • finance now car loan
  • finance now debt consolidation
  • finance now loan
  • finance now loans
  • finance now nz
  • finance now personal loan
  • finance now personal loans

Gem by Latitude

19 branded search terms

  • gem by latitude
  • gem finance
  • gem finance nz
  • gem latitude
  • gem latitude finance
  • gem personal loan
  • gem personal loans
  • latitude finance
  • latitude finance nz
  • latitude financial
  • latitude financial nz
  • latitude financial services
  • latitude financials
  • latitude gem
  • latitude loan
  • latitude loans
  • latitude nz
  • latitude personal loan
  • latitude personal loans

How is branded search demand measured?

In August 2026, Finance Now and Gem by Latitude were level on Share of Search among personal lenders in New Zealand, with an estimated 23.2K versus 22.8K branded searches, at 22.2% and 21.8% estimated Share of Search.

Brandwave organizes categories, branded terms, and competitor groups using publicly available information about companies and brands. We obtain third-party modeled search-volume estimates from external search-data providers, then store and keep them up to date. Our Brand Demand Index shares this curated information with everyone for free. The figures cover the 12 months ending Aug 2026.

Brandwave tracks brand demand worldwide and by individual country because brands compete in different ways. For instance, global brands such as SaaS companies are compared worldwide, while retailers and local businesses are usually compared within their own country. Brands in the same competitor group are always measured using the same geographic area. This ensures that global demand is not compared with demand from only one country. Brandwave currently tracks branded terms in English. Global indexes include searches for these terms from every country, even if English is not the main language there. In this context, language refers to the terms being measured, not the language spoken by the people searching. Global and country estimates may overlap, so do not add them together.

We estimate branded-search demand in New Zealand for Finance Now and Gem by Latitude using modeled search-volume estimates for each brand’s name or related terms. This approach has limitations, but it provides a directional view of relative branded-search interest and how it changes over time.

Branded searches show how often people look for a brand by name or related terms. Comparing those searches across competitors is one way to assess their relative popularity and interest over time. Share of Search expresses each brand’s estimated searches as a percentage of all the measured brands in its set, in the same market and month. It does not count customers, sales, or unique people.

No, Share of Search compares a brand’s estimated search volume with the estimated search volume of other brands in the same group. It measures searches for branded terms, not purchases, so it is not the same as market share, revenue share, or customer share. A brand might have a high Share of Search but still sell less than a competitor, and brands that people buy out of habit might be searched for less than brands people are still considering. Branded-search demand can provide an early signal that interest in a brand is changing. Watching for sustained shifts can help you spot trends sooner, but the metric does not establish what will happen to revenue.

These numbers are estimates and should be seen as a general trend, not an exact count. The figures show rounded monthly search volumes, and a single month’s result might change for reasons unrelated to the brand. Smaller brands are rounded more roughly than larger ones. Search volume estimates searches, not unique people. The real value of these figures is in comparison: every brand in the group is measured the same way, in the same market, and in the same month. This means the differences between brands, and how those differences change over time, are more meaningful than any single number.

Not always. It depends on what your campaign was meant to do. Our public marketing data shows when branded search demand changes, but it doesn’t tell you why. Branded search volume can rise or fall for many reasons. For example, a competitor’s campaign, a news story, a price change, the season, or more people shopping in your category can all play a part. Checking the timing of these changes can give you useful clues, so it helps to see what else was happening at the same time. Brandwave lets you track all your marketing activity and branded search volume together on one timeline, making this much easier.

Yes. Anyone may use, share, adapt, and redistribute data published in the Brandwave Brand Demand Index, including for commercial purposes, under the Creative Commons Attribution 4.0 International licence (CC BY 4.0). Give appropriate credit to Brandwave, link to the source page and https://creativecommons.org/licenses/by/4.0/, and indicate if you made changes. This permission covers Brandwave’s published compilation and measurements; it does not grant rights to third-party trademarks or logos. Automated access must use the public pages or API and respect published rate limits.

Not necessarily. Brandwave maintains these brand profiles using publicly available information and data sources. Brandwave never exposes private customer data publicly.

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