How popular isNectar?
In September 2026, people searched for Nectar by name about 3,370 times in New Zealand, a 35.3% increase from the previous year. These searches made up 2.6% of all New Zealand personal lender searches, placing Nectar seventh out of seven lenders. When we asked both ChatGPT and Google AI Overviews about personal lenders, Nectar did not appear in any of the answers.
Nectar is the seventh most searched of 7 competitors.
Gem by LatitudeShare of searches 38%Mentioned in 0 of 5 AI answers
Finance NowShare of searches 17.1%Mentioned in 0 of 5 AI answers
MTF FinanceShare of searches 14.2%Mentioned in 1 of 5 AI answers
Instant FinanceShare of searches 11.8%Mentioned in 0 of 5 AI answers
NectarShare of searches 2.6%Mentioned in 0 of 5 AI answers
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Top personal lenders in ChatGPT and Google AI Overviews
In three ChatGPT questions and two Google AI Overviews, Nectar did not appear in any of the five answers.
Mentioned by AI
Each dot is one answer, filled in when that answer mentions the brand.
Harmoney4 of 5Named in 3 of 3 ChatGPT answersNamed in 1 of 2 Google answers
MTF Finance1 of 5Named in 0 of 3 ChatGPT answersNamed in 1 of 2 Google answers
Avanti Finance1 of 5Named in 0 of 3 ChatGPT answersNamed in 1 of 2 Google answers
Gem by Latitude0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Finance Now0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Instant Finance0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Nectar0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
See every answer about personal lenders
5 answers
Asked ChatGPT
“Which personal lender should I use in New Zealand?”
Asked ChatGPT
“What are the best personal lenders in New Zealand?”
Asked ChatGPT
“What's the best personal lender in New Zealand for a personal loan?”
Searched Google, AI Overview
“personal loan nz”
Searched Google, AI Overview
“non bank lenders nz”
Not named in any answer:
Brands are shown in the order each answer named them. The survey took place in New Zealand on October 19, 2026.
Which personal lenders compete with Nectar?
Share of searches by month for Gem by Latitude, Finance Now, MTF Finance, Instant Finance, Avanti Finance, Harmoney, Nectar. The figures are in the table below the chart.
View monthly share of searches table
| Month | Gem by Latitude | Finance Now | MTF Finance | Instant Finance | Avanti Finance | Harmoney | Nectar |
|---|---|---|---|---|---|---|---|
| Oct 2025 | 38.5% | 17.1% | 15.8% | 11.8% | 6.9% | 8% | 1.9% |
| Nov 2025 | 38.5% | 16.7% | 13.8% | 14.1% | 6.8% | 8.1% | 2% |
| Dec 2025 | 39.6% | 16.8% | 12.7% | 14.2% | 6.6% | 8% | 2.1% |
| Jan 2026 | 39.1% | 16.8% | 15.5% | 11.5% | 6.8% | 8% | 2.3% |
| Feb 2026 | 36.4% | 18.7% | 15.5% | 10.6% | 7.6% | 8.8% | 2.3% |
| Mar 2026 | 38.4% | 16.5% | 15.4% | 11.4% | 8% | 7.9% | 2.5% |
| Apr 2026 | 37.4% | 18.2% | 13.9% | 12.5% | 7.4% | 8.5% | 2.2% |
| May 2026 | 38.5% | 17.5% | 14.5% | 12% | 7.1% | 8.3% | 2.1% |
| Jun 2026 | 39.1% | 17.2% | 14.3% | 11.8% | 8.7% | 6.9% | 2.1% |
| Jul 2026 | 37.3% | 18.2% | 13.8% | 12.5% | 8.8% | 7.1% | 2.5% |
| Aug 2026 | 38.8% | 17.6% | 13.4% | 12.1% | 8.9% | 6.8% | 2.4% |
| Sep 2026 | 38% | 17.1% | 14.2% | 11.8% | 8.3% | 8.1% | 2.6% |
| Rank | Brand | Share of searches | Estimated monthly branded searches | vs prior month | Share change |
|---|---|---|---|---|---|
| 1, held 1st | 38% | 49.8K | +0.56% | -0.8 points | |
| 2, held 2nd | 17.1% | 22.5K | -0.09% | -0.5 points | |
| 3, held 3rd | 14.2% | 18.6K | +8.7% | +0.8 points | |
| 4, held 4th | 11.8% | 15.4K | 0% | -0.3 points | |
| 5, held 5th | 8.3% | 10.9K | -3.7% | -0.6 points | |
| 6, held 6th | 8.1% | 10.6K | +21.1% | +1.2 points | |
| 7, held 7th | 2.6% | 3.4K | +10.9% | +0.2 points |
38%
Held 1st. 49.8K estimated branded searches, +0.56% vs prior month. Share -0.8 points.
17.1%
Held 2nd. 22.5K estimated branded searches, -0.09% vs prior month. Share -0.5 points.
14.2%
Held 3rd. 18.6K estimated branded searches, +8.7% vs prior month. Share +0.8 points.
11.8%
Held 4th. 15.4K estimated branded searches, 0% vs prior month. Share -0.3 points.
8.3%
Held 5th. 10.9K estimated branded searches, -3.7% vs prior month. Share -0.6 points.
6.
Harmoney8.1%
Held 6th. 10.6K estimated branded searches, +21.1% vs prior month. Share +1.2 points.
7.
Nectar2.6%
Held 7th. 3.4K estimated branded searches, +10.9% vs prior month. Share +0.2 points.
Compare popularity between Nectar and its closest rivals
Every comparison with Nectar
6 comparisons
How has branded search demand for Nectar changed in New Zealand over the last 12 months?
2 findings
- Across the 12 months ending September 2026, estimated monthly branded searches for Nectar in New Zealand rose from 2.5K to 3.4K.
- Across the 12 months ending September 2026, Nectar’s share of searches among personal lenders in New Zealand increased from 1.9% to 2.6%.
How did search popularity change for New Zealand personal lenders in September 2026?
5 changes

In September 2026, Harmoney gained share of searches among personal lenders in New Zealand, from 6.8% to 8.1%.

In September 2026, MTF Finance gained share of searches among personal lenders in New Zealand, from 13.4% to 14.2%.

In September 2026, Gem by Latitude lost share of searches among personal lenders in New Zealand, from 38.8% to 38%.

In September 2026, Avanti Finance lost share of searches among personal lenders in New Zealand, from 8.9% to 8.3%.

Estimated monthly branded searches for Nectar in New Zealand rose 35.3% over 12 measured months, from 2.5K to 3.4K in September 2026.
How are Nectar’s branded searches counted?
4 search terms
Brandwave collects information about searches that people make online using Nectar’s name. When viewed over time, estimated search volumes for these branded terms can be used to understand whether interest in the brand is growing, holding steady, or fading.
- nectar finance
- nectar loan
- nectar loans
- nectar money
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Is Nectar your brand?
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