Brandwave

Avanti Finance vs Instant Finance:Which is more popular in New Zealand?

In October 2026, Instant Finance had more branded searches than Avanti Finance among personal lenders in New Zealand. Instant Finance had about 15,600 branded searches, while Avanti Finance had 9,120. Instant Finance made up 12.7% of all personal lender searches we track, and Avanti Finance accounted for 7.4%. When we asked ChatGPT and Google AI Overviews about personal lenders, Avanti Finance appeared in one of the five answers and Instant Finance in none.

Among personal lenders in New Zealand in October 2026

Who do people search for more?

Instant Finance, about 71% more searches than Avanti Finance

Instant Finance 15.6K searchesAvanti Finance 9.1K searches

Who does AI mention more?

Avanti Finance, mentioned in 1 of 5 answers, Instant Finance in 0

Avanti Finance in 1 of 5Instant Finance in 0 of 5

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Top personal lenders in ChatGPT and Google AI Overviews

In three ChatGPT questions and two Google AI Overviews, Avanti Finance was mentioned in one out of five: not in any of the three ChatGPT answers, but in one of the two Google AI Overviews. Instant Finance did not appear in any of the five answers.

Mentioned by AI

Each dot is one answer, filled in when that answer mentions the brand.

  • Harmoney4 of 5Named in 3 of 3 ChatGPT answersNamed in 1 of 2 Google answers
  • MTF Finance1 of 5Named in 0 of 3 ChatGPT answersNamed in 1 of 2 Google answers
  • Avanti Finance1 of 5Named in 0 of 3 ChatGPT answersNamed in 1 of 2 Google answers
  • Gem by Latitude0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
  • Finance Now0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
  • Instant Finance0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
  • Nectar0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers

See every answer about personal lenders

5 answers
  • Asked ChatGPT

    “Which personal lender should I use in New Zealand?”

    1. 1Harmoney
  • Asked ChatGPT

    “What are the best personal lenders in New Zealand?”

    1. 1Harmoney
  • Asked ChatGPT

    “What's the best personal lender in New Zealand for a personal loan?”

    1. 1Harmoney
  • Searched Google, AI Overview

    “personal loan nz”

    1. 1Harmoney
    2. 2MTF Finance
  • Searched Google, AI Overview

    “non bank lenders nz”

    1. 1Avanti Finance

Brands are shown in the order each answer named them. The survey took place in New Zealand on October 19, 2026.

Is Avanti Finance or Instant Finance more popular in search?

This chart shows how often people search Google for Avanti Finance and Instant Finance by name. Each line represents a brand's share of searches for all seven personal lenders we track, month by month, from searches in New Zealand.

Avanti Finance and Instant Finance among personal lenders in New Zealand, by month

Share of searches by month for Instant Finance, Avanti Finance. The figures are in the table below the chart.

View monthly share of searches table
MonthGem by LatitudeFinance NowMTF FinanceInstant FinanceAvanti FinanceHarmoneyNectar
Nov 202538.5%16.7%13.8%14.1%6.8%8.1%2%
Dec 202540.1%17%12.9%14.3%5.5%8%2.1%
Jan 202639.1%16.8%15.5%11.5%6.8%8%2.3%
Feb 202636.4%18.7%15.5%10.6%7.6%8.8%2.3%
Mar 202638.9%16.7%15.6%11.5%6.8%8%2.5%
Apr 202637.4%18.2%13.9%12.5%7.4%8.5%2.2%
May 202638.5%17.5%14.5%12%7.1%8.3%2.1%
Jun 202639.6%17.4%14.5%12%7.4%7%2.2%
Jul 202637.8%18.4%14%12.6%7.4%7.2%2.5%
Aug 202638.8%17.6%13.4%12.1%8.9%6.8%2.4%
Sep 202638%17.1%14.2%11.8%8.3%8.1%2.6%
Oct 202640.7%15.1%14%12.7%7.4%7%3%

How has branded search for Avanti Finance and Instant Finance changed in New Zealand over the last 12 months?

3 findings

How did search popularity change for New Zealand personal lenders in October 2026?

2 changes
  1. In October 2026, Instant Finance gained share of searches among personal lenders in New Zealand, from 11.8% to 12.7%.

  2. In October 2026, Avanti Finance lost share of searches among personal lenders in New Zealand, from 8.3% to 7.4%.

How are Avanti Finance’s and Instant Finance’s branded searches counted?

9 search terms

Brandwave collects information about searches that people make online using Avanti Finance’s and Instant Finance’s names. When viewed over time, estimated search volumes for these branded terms can be used to understand whether interest in the brands is growing, holding steady, or fading.

Avanti Finance

6 branded search terms

  • avanti finance
  • avanti finance limited
  • avanti finance number
  • avanti finance nz
  • avanti loan
  • avanti loans

Instant Finance

3 branded search terms

  • instant finance
  • instant finance hamilton
  • instant finance loans

How the Brand Demand Index is measured

Other head-to-heads among personal lenders

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