Brandwave

Avanti Finance vs Harmoney:Which is more popular?

In September 2026, Avanti Finance had more branded searches than Harmoney among car finance providers in New Zealand. Avanti Finance had about 10,900 branded searches, while Harmoney had 10,600. Avanti Finance made up 16.5% of all car finance provider searches we track, and Harmoney accounted for 16%. When we asked ChatGPT and Google AI Overviews about car finance providers, Harmoney appeared in four of the five answers and Avanti Finance in none.

Among car finance providers in New Zealand in September 2026

Who do people search for more?

Avanti Finance and Harmoney are searched for about as often as each other.

Avanti Finance 10.9K searchesHarmoney 10.6K searches

Who does AI mention more?

Harmoney, mentioned in 4 of 5 answers, Avanti Finance in 0

Harmoney in 4 of 5Avanti Finance in 0 of 5

Who does AI recommend more?

Harmoney, the only one of the two named

Harmoney first in 4Avanti Finance never named

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Top car finance providers in ChatGPT and Google AI Overviews

In three ChatGPT questions and two Google AI Overviews, Harmoney was mentioned in four out of five: in two of the three ChatGPT answers and in both Google AI Overviews. Avanti Finance did not appear in any of the five answers.

Most recommended by AI

Brands get a higher ranking if they are mentioned earlier in the answers.

  1. Simplify1st
  2. AA Money2nd
  3. Heartland Bank3rd
  4. UDC Finance4th
  5. Harmoney5th
  6. MTF Finance6th
  7. Marac7th
  8. Avanti Finance–

Mentioned by AI

Each dot is one answer, filled in when that answer mentions the brand.

  • MTF Finance4 of 5Named in 2 of 3 ChatGPT answersNamed in 2 of 2 Google answers
  • Heartland Bank4 of 5Named in 3 of 3 ChatGPT answersNamed in 1 of 2 Google answers
  • Harmoney4 of 5Named in 2 of 3 ChatGPT answersNamed in 2 of 2 Google answers
  • AA Money4 of 5Named in 2 of 3 ChatGPT answersNamed in 2 of 2 Google answers
  • UDC Finance3 of 5Named in 1 of 3 ChatGPT answersNamed in 2 of 2 Google answers
  • Simplify3 of 5Named in 3 of 3 ChatGPT answersNamed in 0 of 2 Google answers
  • Marac1 of 5Named in 1 of 3 ChatGPT answersNamed in 0 of 2 Google answers
  • Avanti Finance0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers

See every answer about car finance providers

5 answers

Not named in any answer:

Brands are shown in the order each answer named them. The survey took place in New Zealand on October 20, 2026.

Is Avanti Finance or Harmoney more popular in search?

This chart shows how often people search Google for Avanti Finance and Harmoney by name. Each line represents a brand's share of searches for all eight car finance providers we track, month by month, from searches in New Zealand.

Avanti Finance and Harmoney among car finance providers in New Zealand, by month

Share of searches by month for Avanti Finance, Harmoney. The figures are in the table below the chart.

View monthly share of searches table
MonthMTF FinanceHeartland BankAvanti FinanceHarmoneyUDC FinanceSimplifyMaracAA Money
Oct 202531.9%22.8%14%16.2%12.5%0.6%1.1%0.76%
Nov 202529.3%23.4%14.4%17.3%12.8%0.7%1.2%0.84%
Dec 202529.2%20.9%15.1%18.3%14%0.74%1.1%0.74%
Jan 202631%22.1%13.5%15.9%14.8%0.82%1.1%0.79%
Feb 202629.6%23.6%14.5%16.9%12.9%0.73%0.97%0.73%
Mar 202630.4%21.5%15.8%15.5%14.4%0.96%0.89%0.58%
Apr 202627.2%23.5%14.4%16.7%15.7%0.87%0.99%0.64%
May 202629.6%23.6%14.6%16.9%12.9%0.88%1%0.56%
Jun 202625.7%30.6%15.6%12.3%13.7%0.73%0.86%0.44%
Jul 202627.1%23.6%17.3%14.1%15.8%0.83%0.8%0.51%
Aug 202627%23.4%17.9%13.8%15.7%0.9%0.81%0.58%
Sep 202628.2%22.5%16.5%16%15%0.67%0.62%0.53%

How has the Avanti Finance and Harmoney comparison changed over the last 12 months?

3 findings
  • The lead changed hands 3 times in the 12 months ending September 2026: Avanti Finance took it in March 2026, Harmoney took it in April 2026, Avanti Finance took it in June 2026.
  • Across the 12 months ending September 2026, Avanti Finance’s share of searches among car finance providers in New Zealand moved from 14% to 16.5%, and its estimated monthly branded searches moved from 9.1K to 10.9K.
  • Across the 12 months ending September 2026, Harmoney’s share of searches among car finance providers in New Zealand moved from 16.2% to 16%, and its estimated monthly branded searches moved from 10.5K to 10.6K.

How did search popularity change for New Zealand car finance providers in September 2026?

2 changes

  1. In September 2026, Harmoney overtook UDC Finance to rank 4th among car finance providers in New Zealand, with 16% of the searches.

  2. In September 2026, Avanti Finance lost share of searches among car finance providers in New Zealand, from 17.9% to 16.5%.

How are branded searches counted?

15 search terms

Brandwave collects information about searches that people make online using Avanti Finance’s and Harmoney’s names. When viewed over time, estimated search volumes for these branded terms can be used to understand whether interest in the brands is growing, holding steady, or fading.

Avanti Finance

6 branded search terms

  • avanti finance
  • avanti finance limited
  • avanti finance number
  • avanti finance nz
  • avanti loan
  • avanti loans

Harmoney

9 branded search terms

  • harmoney
  • harmoney car loan
  • harmoney car loans
  • harmoney finance
  • harmoney lender
  • harmoney loan
  • harmoney loans
  • harmoney personal loan
  • harmoney personal loans

How the Brand Demand Index is measured

Other head-to-heads among car finance providers

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