TransUnion vs Zest AI:Which is more popular?
In September 2026, TransUnion had more branded searches than Zest AI among credit scoring platforms worldwide. TransUnion had about 1 million branded searches, while Zest AI had 2,400. TransUnion made up 18% of all credit scoring platform searches we track, and Zest AI accounted for 0.04%. When we asked ChatGPT and Google AI Overviews about credit scoring platforms, TransUnion appeared in three of the four answers and Zest AI in two. Zest AI was mentioned before TransUnion in two out of three answers.
Who do people search for more?
TransUnion, about 417 searches for every 1 for Zest AI
Who does AI mention more?
TransUnion, mentioned in 3 of 4 answers, Zest AI in 2
Who does AI recommend more?
Zest AI, named ahead of TransUnion in 2 of 3 answers
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Top credit scoring platforms in ChatGPT and Google AI Overviews
In three ChatGPT questions and one Google AI Overview, TransUnion was mentioned in three out of four: in two of the three ChatGPT answers and in the Google AI Overview. Zest AI was mentioned in two out of four: in two of the three ChatGPT answers, but not in the Google AI Overview. Zest AI was listed before TransUnion in two out of three answers.
Most recommended by AI
Brands get a higher ranking if they are mentioned earlier in the answers.
FICO1st
Experian2nd
Equifax3rd
Zest AI4th
TransUnion5th
VantageScore6th
Mentioned by AI
Each dot is one answer, filled in when that answer mentions the brand.
FICO4 of 4Named in 3 of 3 ChatGPT answersNamed in 1 of 1 Google answers
Experian3 of 4Named in 2 of 3 ChatGPT answersNamed in 1 of 1 Google answers
Equifax3 of 4Named in 2 of 3 ChatGPT answersNamed in 1 of 1 Google answers
TransUnion3 of 4Named in 2 of 3 ChatGPT answersNamed in 1 of 1 Google answers
VantageScore3 of 4Named in 2 of 3 ChatGPT answersNamed in 1 of 1 Google answers
Zest AI2 of 4Named in 2 of 3 ChatGPT answersNamed in 0 of 1 Google answers
See every answer about credit scoring platforms
4 answers
Asked ChatGPT
“Which credit scoring platform should I use?”
Asked ChatGPT
“What are the best credit scoring platforms?”
Asked ChatGPT
“What's the best credit scoring platform for credit risk models?”
Searched Google, AI Overview
“credit scoring platform”
Searched Google, AI Overview
“credit risk scoring”
Google showed no AI Overview for this search.
Brands are shown in the order each answer named them. The survey took place in the United States on October 19, 2026.
Is TransUnion or Zest AI more popular in search?
This chart shows how often people search Google for TransUnion and Zest AI by name. Each line represents a brand's share of searches for all six credit scoring platforms we track, month by month, from English-language searches worldwide.
Share of searches by month for TransUnion, Zest AI. The figures are in the table below the chart.
View monthly share of searches table
| Month | Experian | Equifax | TransUnion | FICO | VantageScore | Zest AI |
|---|---|---|---|---|---|---|
| Oct 2025 | 52.5% | 23.5% | 19.1% | 4.7% | 0.13% | 0.07% |
| Nov 2025 | 49.4% | 27% | 18% | 5.4% | 0.12% | 0.06% |
| Dec 2025 | 49.9% | 27.3% | 18.2% | 4.5% | 0.1% | 0.05% |
| Jan 2026 | 53% | 23.7% | 19.3% | 3.9% | 0.1% | 0.06% |
| Feb 2026 | 53% | 23.7% | 19.3% | 3.9% | 0.09% | 0.06% |
| Mar 2026 | 50.3% | 27.5% | 18.3% | 3.7% | 0.18% | 0.05% |
| Apr 2026 | 52.5% | 23.5% | 19.1% | 4.7% | 0.16% | 0.06% |
| May 2026 | 54.9% | 24.6% | 16.4% | 4% | 0.13% | 0.05% |
| Jun 2026 | 54.9% | 24.6% | 16.4% | 4% | 0.11% | 0.04% |
| Jul 2026 | 55.3% | 24.8% | 16.5% | 3.3% | 0.11% | 0.04% |
| Aug 2026 | 52.5% | 23.5% | 19.1% | 4.7% | 0.1% | 0.05% |
| Sep 2026 | 49.3% | 27% | 18% | 5.4% | 0.27% | 0.04% |
How has the TransUnion and Zest AI comparison changed over the last 12 months?
3 findings
- TransUnion was ahead of Zest AI in every measured month of the 12 months ending September 2026.
- Across the 12 months ending September 2026, TransUnion’s share of searches among credit scoring platforms worldwide moved from 19.1% to 18%, and its estimated monthly branded searches moved from 1.2M to 1M.
- Across the 12 months ending September 2026, Zest AI’s share of searches among credit scoring platforms worldwide moved from 0.07% to 0.04%, and its estimated monthly branded searches moved from 4.4K to 2.4K.
How did search popularity change for credit scoring platforms worldwide in September 2026?
2 changes

In September 2026, TransUnion lost share of searches among credit scoring platforms worldwide, from 19.1% to 18%.

Estimated monthly branded searches for Zest AI worldwide fell 45.5% over 12 measured months, from 4.4K to 2.4K in September 2026.
How are branded searches counted?
2 search terms
Brandwave collects information about searches that people make online using TransUnion’s and Zest AI’s names. When viewed over time, estimated search volumes for these branded terms can be used to understand whether interest in the brands is growing, holding steady, or fading.
TransUnion
1 branded search term
- transunion
Zest AI
1 branded search term
- zest ai
Other head-to-heads among credit scoring platforms

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