American Express vs Relay:Which is more popular in the United States?
In October 2026, Relay had more branded searches than American Express among business bank accounts in the United States. Relay had about 26,900 branded searches, while American Express had 8,100. Relay made up 21.2% of all business bank account searches we track, and American Express accounted for 6.4%. When we asked ChatGPT and Google AI Overviews about business bank accounts, Relay appeared in three of the four answers and American Express in two. American Express and Relay were each mentioned first in two of the four answers.
Who do people search for more?
Relay, about 3 searches for every 1 for American Express
Who does AI mention more?
Relay, mentioned in 3 of 4 answers, American Express in 2
Who does AI recommend more?
Each is named first in 2 of 4 answers.
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Top business bank accounts in ChatGPT and Google AI Overviews
In three ChatGPT questions and one Google AI Overview, Relay was mentioned in three out of four: in all three ChatGPT answers, but not in the Google AI Overview. American Express was mentioned in two out of four: in one of the three ChatGPT answers and in the Google AI Overview. American Express and Relay were each listed first in two of the four answers.
Most recommended by AI
Brands get a higher ranking if they are mentioned earlier in the answers.
Bluevine1st
Chase2nd
Relay3rd
American Express4th
Mercury5th
Wells Fargo6th
Found–
Novo–
Lili–
Bank of America–- +1 more
Mentioned by AI
Each dot is one answer, filled in when that answer mentions the brand.
Bluevine4 of 4Named in 3 of 3 ChatGPT answersNamed in 1 of 1 Google answers
Relay3 of 4Named in 3 of 3 ChatGPT answersNamed in 0 of 1 Google answers
American Express2 of 4Named in 1 of 3 ChatGPT answersNamed in 1 of 1 Google answers
Chase2 of 4Named in 2 of 3 ChatGPT answersNamed in 0 of 1 Google answers
Mercury1 of 4Named in 0 of 3 ChatGPT answersNamed in 1 of 1 Google answers
Wells Fargo1 of 4Named in 0 of 3 ChatGPT answersNamed in 1 of 1 Google answers
Found0 of 4Named in 0 of 3 ChatGPT answersNamed in 0 of 1 Google answers
Novo0 of 4Named in 0 of 3 ChatGPT answersNamed in 0 of 1 Google answers
Lili0 of 4Named in 0 of 3 ChatGPT answersNamed in 0 of 1 Google answers
Bank of America0 of 4Named in 0 of 3 ChatGPT answersNamed in 0 of 1 Google answers
See every answer about business bank accounts
4 answers
Asked ChatGPT
“What's the best business bank account for a small business?”
Asked ChatGPT
“Which business checking account has no monthly fees?”
Asked ChatGPT
“Where should I open a bank account for my LLC?”
Searched Google, AI Overview
“business checking account”
Google showed no AI Overview for this search.
Searched Google, AI Overview
“business bank account”
Not named in any answer:
Brands are shown in the order each answer named them. The survey took place in United States on October 27, 2026.
Is American Express or Relay more popular in search?
This chart shows how often people search Google for American Express and Relay by name. Each line represents a brand's share of searches for all 11 business bank account brands we track, month by month, from searches in United States.
Share of searches by month for Relay, American Express. The figures are in the table below the chart.
View monthly share of searches table
| Month | Mercury | Relay | Found | American Express | Chase | Novo | Bluevine | Lili | Wells Fargo | Bank of America | NorthOne |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Nov 2025 | 29.7% | 16.7% | 14.1% | 4.7% | 7.1% | 7.8% | 8.6% | 3.8% | 3.1% | 2.1% | 2.1% |
| Dec 2025 | 28.9% | 16% | 13.5% | 4.5% | 8.3% | 9.1% | 10.1% | 3.7% | 2.4% | 1.6% | 2% |
| Jan 2026 | 29.9% | 16.6% | 11.4% | 4.7% | 8.5% | 8.1% | 10.4% | 3.8% | 3.1% | 2% | 1.3% |
| Feb 2026 | 30.4% | 16.8% | 11.6% | 4.7% | 7.1% | 10% | 10.6% | 3.2% | 2.6% | 2.1% | 0.93% |
| Mar 2026 | 31.1% | 17.3% | 11.9% | 4% | 7.2% | 6.9% | 13.3% | 3.2% | 2.6% | 1.7% | 0.78% |
| Apr 2026 | 31.6% | 16.8% | 9.9% | 4% | 6% | 7% | 16.5% | 3.3% | 2.7% | 1.5% | 0.61% |
| May 2026 | 32.2% | 16.2% | 10% | 5% | 9.2% | 5.8% | 13.8% | 2.7% | 2.7% | 1.8% | 0.55% |
| Jun 2026 | 31.4% | 18.3% | 9.8% | 4% | 11% | 5.5% | 11% | 2.7% | 3.3% | 2.7% | 0.44% |
| Jul 2026 | 31.7% | 18.3% | 10% | 3.3% | 11.2% | 6.5% | 9.1% | 2.7% | 5% | 1.8% | 0.44% |
| Aug 2026 | 34.7% | 18.2% | 10.9% | 3.6% | 8.2% | 6.1% | 8.2% | 3% | 3% | 3.6% | 0.49% |
| Sep 2026 | 32.7% | 20.8% | 12.5% | 4.2% | 6.3% | 6.7% | 7.6% | 3.4% | 3.4% | 1.9% | 0.56% |
| Oct 2026 | 33.5% | 21.2% | 12.8% | 6.4% | 6.4% | 5.6% | 5.2% | 3.5% | 2.8% | 1.9% | 0.69% |
American Express sells other things too, so only its searches that name this product count here, like “amex business checking”.
How has branded search for American Express and Relay changed in the United States over the last 12 months?
3 findings
- Relay was ahead of American Express in every measured month of the 12 months ending October 2026.
- Across the 12 months ending October 2026, American Express’ share of searches among business bank accounts in the United States moved from 4.7% to 6.4%, and its estimated monthly branded searches moved from 5.4K to 8.1K.
- Across the 12 months ending October 2026, Relay’s share of searches among business bank accounts in the United States moved from 16.7% to 21.2%, and its estimated monthly branded searches moved from 19.2K to 26.9K.
How did search popularity change for United States business bank accounts in October 2026?
2 changes

In October 2026, American Express overtook Bluevine and 2 others to rank 4th among business bank accounts in the United States, with 6.4% of the searches.

Estimated monthly branded searches for Relay in the United States rose 40.1% over 12 measured months, from 19.2K to 26.9K in October 2026.
How are American Express’ and Relay’s branded searches counted?
3 search terms
Brandwave collects information about searches that people make online using American Express’ and Relay’s names. When viewed over time, estimated search volumes for these branded terms can be used to understand whether interest in the brands is growing, holding steady, or fading.
American Express
1 branded search term
- amex business checking
Relay
2 branded search terms
- relay bank
- relay financial
Other head-to-heads among business bank accounts

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