Brandwave

Caribou vs RateGenius:Which is more popular in the United States?

In October 2026, Caribou had more branded searches than RateGenius among auto refinance companies in the United States. Caribou had about 6,600 branded searches, while RateGenius had 3,600. Caribou made up 19.9% of all auto refinance company searches we track, and RateGenius accounted for 10.9%. When we asked ChatGPT and Google AI Overviews about auto refinance companies, Caribou appeared in three of the five answers and RateGenius in none.

Among auto refinance companies in the United States in October 2026

Who do people search for more?

Caribou, about 83% more searches than RateGenius

Caribou 6.6K searchesRateGenius 3.6K searches

Who does AI mention more?

Caribou, mentioned in 3 of 5 answers, RateGenius in 0

Caribou in 3 of 5RateGenius in 0 of 5

Who does AI recommend more?

Caribou, the only one of the two named

Caribou first in 3RateGenius never named

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Top auto refinance companies in ChatGPT and Google AI Overviews

In three ChatGPT questions and two Google AI Overviews, Caribou was mentioned in three out of five: in all three ChatGPT answers, but not in either of the two Google AI Overviews. RateGenius did not appear in any of the five answers.

Most recommended by AI

Brands get a higher ranking if they are mentioned earlier in the answers.

  1. PenFed Credit Union1st
  2. Caribou2nd
  3. Navy Federal Credit Union3rd
  4. myAutoloan4th
  5. Autopay5th
  6. Gravity Lending6th
  7. RateGenius–
  8. iLending–

Mentioned by AI

Each dot is one answer, filled in when that answer mentions the brand.

  • PenFed Credit Union5 of 5Named in 3 of 3 ChatGPT answersNamed in 2 of 2 Google answers
  • Caribou3 of 5Named in 3 of 3 ChatGPT answersNamed in 0 of 2 Google answers
  • myAutoloan3 of 5Named in 3 of 3 ChatGPT answersNamed in 0 of 2 Google answers
  • Navy Federal Credit Union2 of 5Named in 1 of 3 ChatGPT answersNamed in 1 of 2 Google answers
  • Gravity Lending2 of 5Named in 1 of 3 ChatGPT answersNamed in 1 of 2 Google answers
  • Autopay1 of 5Named in 0 of 3 ChatGPT answersNamed in 1 of 2 Google answers
  • RateGenius0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
  • iLending0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers

See every answer about auto refinance companies

5 answers

Not named in any answer:

Brands are shown in the order each answer named them. The survey took place in United States on October 27, 2026.

Is Caribou or RateGenius more popular in search?

This chart shows how often people search Google for Caribou and RateGenius by name. Each line represents a brand's share of searches for all eight auto refinance companies we track, month by month, from searches in United States.

Caribou and RateGenius among auto refinance companies in the United States, by month

Share of searches by month for Caribou, RateGenius. The figures are in the table below the chart.

View monthly share of searches table
MonthNavy Federal Credit UnionCaribouGravity LendingAutopayRateGeniusiLendingmyAutoloanPenFed Credit Union
Nov 202524.3%13.2%19.9%10.7%16.2%8.8%3.2%3.7%
Dec 202524.9%16.6%16.6%7.4%16.6%8.9%3.1%5.8%
Jan 202625.8%11.5%17.2%9.4%17.2%9.4%3.4%6.3%
Feb 202628%10.2%18.6%8.2%18.6%8.2%3.7%4.5%
Mar 202628.9%12.9%19.3%6.9%15.8%8.6%3.1%4.5%
Apr 202622.1%12.1%14.8%6.5%12.1%8.1%2.2%22.1%
May 202621.6%9.6%14.4%6.3%11.8%7.8%2.2%26.4%
Jun 202628.1%12.5%18.8%10.2%12.5%8.2%2.8%6.8%
Jul 202633.6%10%18.3%12.2%12.2%8.1%2.8%2.8%
Aug 202621.1%14.1%21.1%14.1%14.1%9.3%3.2%3.2%
Sep 202624.3%16.2%19.8%13.2%10.8%8.7%3.9%3%
Oct 202624.5%19.9%16.3%13.3%10.9%7.3%4.8%3%

How has branded search for Caribou and RateGenius changed in the United States over the last 12 months?

3 findings

How did search popularity change for United States auto refinance companies in October 2026?

2 changes
  1. In October 2026, Caribou overtook Gravity Lending to rank 2nd among auto refinance companies in the United States, with 19.9% of the searches.

  2. Estimated monthly branded searches for RateGenius in the United States fell 18.2% over 12 measured months, from 4.4K to 3.6K in October 2026.

How are Caribou’s and RateGenius’ branded searches counted?

2 search terms

Brandwave collects information about searches that people make online using Caribou’s and RateGenius’ names. When viewed over time, estimated search volumes for these branded terms can be used to understand whether interest in the brands is growing, holding steady, or fading.

Caribou

1 branded search term

  • caribou auto refinance

RateGenius

1 branded search term

  • rategenius

How the Brand Demand Index is measured

Other head-to-heads among auto refinance companies

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