Chase vs PenFed Credit Union:Which is more popular in the United States?
In October 2026, Chase had more branded searches than PenFed Credit Union among auto loan brands in the United States. Chase had about 33,100 branded searches, while PenFed Credit Union had 6,600. Chase made up 8.1% of all auto loan brand searches we track, and PenFed Credit Union accounted for 1.6%. When we asked ChatGPT and Google AI Overviews about auto loan brands, PenFed Credit Union appeared in four of the five answers and Chase in none.
Who do people search for more?
Chase, about 5 searches for every 1 for PenFed Credit Union
Who does AI mention more?
PenFed Credit Union, mentioned in 4 of 5 answers, Chase in 0
Who does AI recommend more?
PenFed Credit Union, the only one of the two named
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Top auto loan brands in ChatGPT and Google AI Overviews
In three ChatGPT questions and two Google AI Overviews, PenFed Credit Union was mentioned in four out of five: in all three ChatGPT answers and in one of the two Google AI Overviews. Chase did not appear in any of the five answers.
Most recommended by AI
Brands get a higher ranking if they are mentioned earlier in the answers.
Mentioned by AI
Each dot is one answer, filled in when that answer mentions the brand.
Capital One4 of 5Named in 3 of 3 ChatGPT answersNamed in 1 of 2 Google answers
Navy Federal Credit Union4 of 5Named in 3 of 3 ChatGPT answersNamed in 1 of 2 Google answers
PenFed Credit Union4 of 5Named in 3 of 3 ChatGPT answersNamed in 1 of 2 Google answers
Bank of America2 of 5Named in 1 of 3 ChatGPT answersNamed in 1 of 2 Google answers
myAutoloan2 of 5Named in 2 of 3 ChatGPT answersNamed in 0 of 2 Google answers
LightStream0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Wells Fargo0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Chase0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Carvana0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Ally Bank0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
See every answer about auto loan brands
5 answers
Asked ChatGPT
“Which auto loan brand should I use in the US?”
Asked ChatGPT
“What are the best auto loan brands in the US?”
Asked ChatGPT
“What's the best auto loan brand in the US for a used car?”
Searched Google, AI Overview
“auto loan rates”
Searched Google, AI Overview
“car loan rates”
Not named in any answer:
Brands are shown in the order each answer named them. The survey took place in United States on October 19, 2026.
Is Chase or PenFed Credit Union more popular in search?
This chart shows how often people search Google for Chase and PenFed Credit Union by name. Each line represents a brand's share of searches for all ten auto loan brands we track, month by month, from searches in United States.
Share of searches by month for Chase, PenFed Credit Union. The figures are in the table below the chart.
View monthly share of searches table
| Month | Capital One | Navy Federal Credit Union | LightStream | Wells Fargo | Chase | Bank of America | PenFed Credit Union | Carvana | Ally Bank | myAutoloan |
|---|---|---|---|---|---|---|---|---|---|---|
| Nov 2025 | 31.5% | 17.8% | 24.2% | 8.9% | 8.9% | 4.9% | 1.2% | 0.8% | 1.5% | 0.19% |
| Dec 2025 | 28.4% | 24% | 21.8% | 8% | 8% | 5.4% | 2% | 0.75% | 1.3% | 0.2% |
| Jan 2026 | 29.2% | 25.7% | 19.1% | 7% | 7% | 7% | 2.6% | 0.8% | 1.4% | 0.23% |
| Feb 2026 | 32.8% | 22.6% | 20.5% | 7.6% | 6.2% | 5.1% | 2.8% | 0.73% | 1.5% | 0.24% |
| Mar 2026 | 34.4% | 23.8% | 17.7% | 6.5% | 6.5% | 6.5% | 2.4% | 0.74% | 1.3% | 0.21% |
| Apr 2026 | 30.5% | 25.7% | 19.1% | 7% | 7% | 5.8% | 2.6% | 0.61% | 1.4% | 0.17% |
| May 2026 | 30.2% | 21.7% | 19.8% | 7.3% | 7.3% | 8.9% | 2.2% | 1.1% | 1.5% | 0.18% |
| Jun 2026 | 31.2% | 22.5% | 20.4% | 6.2% | 7.5% | 7.5% | 1.8% | 1.1% | 1.5% | 0.19% |
| Jul 2026 | 28.3% | 24.9% | 18.5% | 6.8% | 6.8% | 10.2% | 1.4% | 1.4% | 1.4% | 0.17% |
| Aug 2026 | 29.8% | 21.4% | 19.5% | 7.2% | 7.2% | 10.7% | 1.8% | 1.1% | 1.2% | 0.18% |
| Sep 2026 | 34.5% | 20.3% | 18.6% | 8.3% | 6.8% | 6.8% | 2% | 1.1% | 1.4% | 0.27% |
| Oct 2026 | 35.2% | 19.9% | 18.2% | 10% | 8.1% | 3.6% | 1.6% | 1.5% | 1.3% | 0.39% |
How has branded search for Chase and PenFed Credit Union changed in the United States over the last 12 months?
3 findings
- Chase was ahead of PenFed Credit Union in every measured month of the 12 months ending October 2026.
- Across the 12 months ending October 2026, Chase’s share of searches among auto loan brands in the United States moved from 8.9% to 8.1%, and its estimated monthly branded searches moved from 40.5K to 33.1K.
- Across the 12 months ending October 2026, PenFed Credit Union’s share of searches among auto loan brands in the United States moved from 1.2% to 1.6%, and its estimated monthly branded searches moved from 5.4K to 6.6K.
How did search popularity change for United States auto loan brands in October 2026?
2 changes

In October 2026, Chase overtook Bank of America to rank 5th among auto loan brands in the United States, with 8.1% of the searches.

Estimated monthly branded searches for PenFed Credit Union in the United States rose 22.2% over 12 measured months, from 5.4K to 6.6K in October 2026.
How are Chase’s and PenFed Credit Union’s branded searches counted?
3 search terms
Brandwave collects information about searches that people make online using Chase’s and PenFed Credit Union’s names. When viewed over time, estimated search volumes for these branded terms can be used to understand whether interest in the brands is growing, holding steady, or fading.
Chase
1 branded search term
- chase auto loan
PenFed Credit Union
2 branded search terms
- penfed auto loan
- penfed credit union auto loan
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