Bank of America vs Pennymac:Which is more popular?
In September 2026, Pennymac had more branded searches than Bank of America among mortgage lenders in the United States. Pennymac had about 450,000 branded searches, while Bank of America had 90,500. Pennymac made up 19.9% of all mortgage lender searches we track, and Bank of America accounted for 4%. When we asked ChatGPT and Google AI Overviews about mortgage lenders, Bank of America appeared in four of the five answers and Pennymac in none.
Who do people search for more?
Pennymac, about 5 searches for every 1 for Bank of America
Who does AI mention more?
Bank of America, mentioned in 4 of 5 answers, Pennymac in 0
Who does AI recommend more?
Bank of America, the only one of the two named
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Top mortgage lenders in ChatGPT and Google AI Overviews
In three ChatGPT questions and two Google AI Overviews, Bank of America was mentioned in four out of five: in two of the three ChatGPT answers and in both Google AI Overviews. Pennymac did not appear in any of the five answers.
Most recommended by AI
Brands get a higher ranking if they are mentioned earlier in the answers.
Mentioned by AI
Each dot is one answer, filled in when that answer mentions the brand.
Rocket Mortgage5 of 5Named in 3 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Bank of America4 of 5Named in 2 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Chase4 of 5Named in 3 of 3 ChatGPT answersNamed in 1 of 2 Google answers
loanDepot3 of 5Named in 1 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Veterans United2 of 5Named in 0 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Rate2 of 5Named in 1 of 3 ChatGPT answersNamed in 1 of 2 Google answers
Truist2 of 5Named in 2 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Navy Federal Credit Union2 of 5Named in 2 of 3 ChatGPT answersNamed in 0 of 2 Google answers
SoFi2 of 5Named in 0 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Pennymac0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
See every answer about mortgage lenders
5 answers
Asked ChatGPT
“Which mortgage lender should I use in the US?”
Asked ChatGPT
“What are the best mortgage lenders in the US?”
Asked ChatGPT
“What's the best mortgage lender in the US for a first-time home buyer?”
Searched Google, AI Overview
“mortgage lenders”
Searched Google, AI Overview
“best mortgage lenders”
Not named in any answer:
Brands are shown in the order each answer named them. The survey took place in United States on October 22, 2026.
Is Bank of America or Pennymac more popular in search?
This chart shows how often people search Google for Bank of America and Pennymac by name. Each line represents a brand's share of searches for all 13 mortgage lenders we track, month by month, from searches in United States.
Share of searches by month for Pennymac, Bank of America. The figures are in the table below the chart.
View monthly share of searches table
| Month | Rocket Mortgage | Pennymac | Mr. Cooper | loanDepot | Bank of America | Chase | UWM | Veterans United | Rate | Truist | Navy Federal Credit Union | Better | SoFi |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Oct 2025 | 29% | 19.4% | 29% | 4.7% | 3.2% | 4.7% | 3.9% | 2.7% | 1.2% | 0.78% | 0.64% | 0.64% | 0.12% |
| Nov 2025 | 27.7% | 22.6% | 27.7% | 4.6% | 3% | 3.7% | 4.6% | 3% | 1.1% | 0.91% | 0.5% | 0.5% | 0.15% |
| Dec 2025 | 30.1% | 20.1% | 30.1% | 4% | 3.3% | 2.7% | 4% | 2.8% | 1% | 0.81% | 0.54% | 0.44% | 0.13% |
| Jan 2026 | 27.3% | 22.4% | 33.2% | 3.7% | 2% | 2.5% | 3.7% | 2.5% | 0.96% | 0.74% | 0.49% | 0.49% | 0.15% |
| Feb 2026 | 34.7% | 19.1% | 28.5% | 3.8% | 2.1% | 2.6% | 3.8% | 2.6% | 0.96% | 0.77% | 0.51% | 0.42% | 0.12% |
| Mar 2026 | 47.4% | 17.4% | 17.4% | 4.3% | 2.3% | 2.3% | 3.5% | 2.4% | 1.1% | 0.7% | 0.57% | 0.47% | 0.14% |
| Apr 2026 | 45.4% | 20.4% | 13.7% | 4.1% | 3.4% | 3.4% | 4.1% | 2.7% | 1% | 0.83% | 0.45% | 0.45% | 0.16% |
| May 2026 | 50.1% | 18.5% | 10.1% | 4.5% | 4.5% | 3.7% | 3% | 2.5% | 1.1% | 0.74% | 0.5% | 0.5% | 0.15% |
| Jun 2026 | 50.8% | 18.7% | 8.4% | 4.6% | 4.6% | 3.8% | 3.8% | 2.7% | 0.98% | 0.75% | 0.41% | 0.41% | 0.15% |
| Jul 2026 | 54.7% | 16.5% | 7.4% | 4.9% | 4.1% | 3.3% | 3.3% | 2.7% | 1.1% | 0.81% | 0.44% | 0.44% | 0.36% |
| Aug 2026 | 51.9% | 19.1% | 5.7% | 4.7% | 4.7% | 3.8% | 4.7% | 2.5% | 1% | 0.77% | 0.42% | 0.51% | 0.15% |
| Sep 2026 | 54.1% | 19.9% | 6% | 4.9% | 4% | 3.3% | 2.7% | 2.2% | 1% | 0.8% | 0.54% | 0.36% | 0.19% |
How has the Bank of America and Pennymac comparison changed over the last 12 months?
3 findings
- Pennymac was ahead of Bank of America in every measured month of the 12 months ending September 2026.
- Across the 12 months ending September 2026, Bank of America’s share of searches among mortgage lenders in the United States moved from 3.2% to 4%, and its estimated monthly branded searches moved from 74K to 90.5K.
- Across the 12 months ending September 2026, Pennymac’s share of searches among mortgage lenders in the United States moved from 19.4% to 19.9%, and its estimated monthly branded searches held steady at 450K.
How did search popularity change for United States mortgage lenders in September 2026?
2 changes

In September 2026, Pennymac gained share of searches among mortgage lenders in the United States, from 19.1% to 19.9%.

In September 2026, Bank of America lost share of searches among mortgage lenders in the United States, from 4.7% to 4%.
How are branded searches counted?
2 search terms
Brandwave collects information about searches that people make online using Bank of America’s and Pennymac’s names. When viewed over time, estimated search volumes for these branded terms can be used to understand whether interest in the brands is growing, holding steady, or fading.
Bank of America
1 branded search term
- bank of america mortgage
Pennymac
1 branded search term
- pennymac
Other head-to-heads among mortgage lenders

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