M&S Bank vs Sainsbury's Bank:Which is more popular?
In September 2026, M&S Bank had more branded searches than Sainsbury's Bank among personal loan lenders in the United Kingdom. M&S Bank had about 35,400 branded searches, while Sainsbury's Bank had 7,290. M&S Bank made up 10.2% of all personal loan lender searches we track, and Sainsbury's Bank accounted for 2.1%. When we asked ChatGPT and Google AI Overviews about personal loan lenders, M&S Bank appeared in three of the five answers and Sainsbury's Bank in one. M&S Bank was mentioned before Sainsbury's Bank in every answer that named either.
Who do people search for more?
M&S Bank, about 5 searches for every 1 for Sainsbury's Bank
Who does AI mention more?
M&S Bank, mentioned in 3 of 5 answers, Sainsbury's Bank in 1
Who does AI recommend more?
M&S Bank, named ahead of Sainsbury's Bank in 3 of 3 answers
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Top personal loan lenders in ChatGPT and Google AI Overviews
In three ChatGPT questions and two Google AI Overviews, M&S Bank was mentioned in three out of five: in one of the three ChatGPT answers and in both Google AI Overviews. Sainsbury's Bank was mentioned in one out of five: in one of the three ChatGPT answers, but not in either of the two Google AI Overviews. M&S Bank was listed before Sainsbury's Bank in every answer that named either.
Most recommended by AI
Brands get a higher ranking if they are mentioned earlier in the answers.
M&S Bank1st
First Direct2nd
Nationwide3rd
Santander4th
Tesco Bank5th
HSBC6th
Sainsbury's Bank7th
Lloyds Bank8th
Zopa9th
Novuna–- +5 more
Mentioned by AI
Each dot is one answer, filled in when that answer mentions the brand.
M&S Bank3 of 5Named in 1 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Santander3 of 5Named in 2 of 3 ChatGPT answersNamed in 1 of 2 Google answers
First Direct3 of 5Named in 2 of 3 ChatGPT answersNamed in 1 of 2 Google answers
Tesco Bank2 of 5Named in 1 of 3 ChatGPT answersNamed in 1 of 2 Google answers
Nationwide2 of 5Named in 1 of 3 ChatGPT answersNamed in 1 of 2 Google answers
Zopa1 of 5Named in 0 of 3 ChatGPT answersNamed in 1 of 2 Google answers
HSBC1 of 5Named in 0 of 3 ChatGPT answersNamed in 1 of 2 Google answers
Lloyds Bank1 of 5Named in 0 of 3 ChatGPT answersNamed in 1 of 2 Google answers
Sainsbury's Bank1 of 5Named in 1 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Novuna0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
See every answer about personal loan lenders
5 answers
Asked ChatGPT
“Where can I get the best personal loan in the UK?”
Asked ChatGPT
“Which UK lenders have the lowest rates on a £10,000 loan?”
Asked ChatGPT
“What's the best way to borrow money for a car or home improvements in the UK?”
Searched Google, AI Overview
“personal loan”
Searched Google, AI Overview
“best personal loans”
Brands are shown in the order each answer named them. The survey took place in United Kingdom on October 27, 2026.
Is M&S Bank or Sainsbury's Bank more popular in search?
This chart shows how often people search Google for M&S Bank and Sainsbury's Bank by name. Each line represents a brand's share of searches for all 15 personal loan lenders we track, month by month, from searches in United Kingdom.
Share of searches by month for M&S Bank, Sainsbury's Bank. The figures are in the table below the chart.
View monthly share of searches table
| Month | Tesco Bank | Novuna | M&S Bank | Nationwide | Admiral | Zopa | Santander | Barclays | HSBC | NatWest | Lloyds Bank | Sainsbury's Bank | Monzo | First Direct | Halifax |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Oct 2025 | 34.4% | 14.6% | 6.5% | 5.7% | 4.8% | 3.2% | 5.4% | 3.8% | 4.1% | 4.3% | 2.2% | 5.1% | 2.2% | 1.1% | 2.5% |
| Nov 2025 | 32.9% | 16.6% | 6.6% | 5.2% | 5.4% | 3.6% | 5.1% | 4.1% | 4.5% | 4.8% | 2.1% | 3.7% | 2.1% | 1% | 2.3% |
| Dec 2025 | 34.6% | 16.7% | 6.8% | 4.8% | 5.8% | 3.9% | 4.6% | 3.8% | 4.2% | 4.3% | 2.2% | 2.7% | 2.2% | 1.1% | 2.2% |
| Jan 2026 | 30.8% | 17.5% | 7.5% | 6% | 6.1% | 3.4% | 4.9% | 3.9% | 4.4% | 4.6% | 2.3% | 2.9% | 1.9% | 1.2% | 2.7% |
| Feb 2026 | 34.3% | 16% | 6.7% | 5.5% | 5.6% | 3.7% | 5.3% | 3.7% | 4% | 4.2% | 2.2% | 3.2% | 2.1% | 1.1% | 2.4% |
| Mar 2026 | 33% | 18.6% | 6.5% | 5.3% | 5.4% | 3.6% | 5.1% | 3.4% | 3.9% | 4.9% | 2.1% | 3.1% | 1.7% | 1.3% | 2.3% |
| Apr 2026 | 33.4% | 17.9% | 8.1% | 5.4% | 5.5% | 3.7% | 4.4% | 3.5% | 4% | 4.1% | 2.1% | 2.7% | 1.7% | 1.1% | 2.4% |
| May 2026 | 33.6% | 16.1% | 8.8% | 5.6% | 5.7% | 3.8% | 4.5% | 3.6% | 3.9% | 4.2% | 2.1% | 2.7% | 1.8% | 1.1% | 2.5% |
| Jun 2026 | 30.6% | 16.6% | 9.4% | 4.9% | 6.1% | 4.9% | 4.7% | 3.8% | 4.4% | 4.5% | 2.4% | 2.3% | 1.9% | 1.2% | 2.2% |
| Jul 2026 | 34.1% | 15.8% | 8.8% | 5.4% | 5.8% | 4.7% | 4.6% | 3.6% | 3.4% | 4.3% | 2.2% | 2.1% | 1.8% | 1.3% | 2.1% |
| Aug 2026 | 31.3% | 21.4% | 8.2% | 5.2% | 5.3% | 5.2% | 4.1% | 3.3% | 3.6% | 3.3% | 2.1% | 2% | 1.7% | 1.4% | 1.8% |
| Sep 2026 | 31.9% | 18.5% | 10.2% | 5.5% | 5.4% | 5.3% | 4.2% | 3.4% | 3.4% | 3.3% | 2.1% | 2.1% | 1.7% | 1.5% | 1.5% |
How has the M&S Bank and Sainsbury's Bank comparison changed over the last 12 months?
3 findings
- M&S Bank was ahead of Sainsbury's Bank in every measured month of the 12 months ending September 2026.
- Across the 12 months ending September 2026, M&S Bank’s share of searches among personal loan lenders in the United Kingdom moved from 6.5% to 10.2%, and its estimated monthly branded searches moved from 21.3K to 35.4K.
- Across the 12 months ending September 2026, Sainsbury's Bank’s share of searches among personal loan lenders in the United Kingdom moved from 5.1% to 2.1%, and its estimated monthly branded searches moved from 16.6K to 7.3K.
How did search popularity change for United Kingdom personal loan lenders in September 2026?
2 changes

In September 2026, M&S Bank gained share of searches among personal loan lenders in the United Kingdom, from 8.2% to 10.2%.

Estimated monthly branded searches for Sainsbury's Bank in the United Kingdom fell 56% over 12 measured months, from 16.6K to 7.3K in September 2026.
How are branded searches counted?
6 search terms
Brandwave collects information about searches that people make online using M&S Bank’s and Sainsbury's Bank’s names. When viewed over time, estimated search volumes for these branded terms can be used to understand whether interest in the brands is growing, holding steady, or fading.
M&S Bank
3 branded search terms
- m&s bank loan
- m&s loan
- m&s personal loan
Sainsbury's Bank
3 branded search terms
- sainsburys bank loan
- sainsburys loan
- sainsburys personal loan
Other head-to-heads among personal loan lenders

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