BNZ vs Farmers Mastercard:Which is more popular?
In September 2026, Farmers Mastercard had more branded searches than BNZ among credit card providers in New Zealand. Farmers Mastercard had about 2,900 branded searches, while BNZ had 2,400. Farmers Mastercard made up 2.5% of all credit card provider searches we track, and BNZ accounted for 2.1%. When we asked ChatGPT and Google AI Overviews about credit card providers, BNZ appeared in two of the five answers and Farmers Mastercard in none.
Who do people search for more?
Farmers Mastercard, about 21% more searches than BNZ
Who does AI mention more?
BNZ, mentioned in 2 of 5 answers, Farmers Mastercard in 0
Who does AI recommend more?
BNZ, the only one of the two named
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Top credit card providers in ChatGPT and Google AI Overviews
In three ChatGPT questions and two Google AI Overviews, BNZ was mentioned in two out of five: in two of the three ChatGPT answers, but not in either of the two Google AI Overviews. Farmers Mastercard did not appear in any of the five answers.
Most recommended by AI
Brands get a higher ranking if they are mentioned earlier in the answers.
American Express1st
TSB2nd
ASB3rd
ANZ4th
Westpac5th- BNZ6th
Kiwibank7th
Gem by Latitude–
Q Mastercard–- Farmers Mastercard–
Mentioned by AI
Each dot is one answer, filled in when that answer mentions the brand.
- American Express5 of 5Named in 3 of 3 ChatGPT answersNamed in 2 of 2 Google answers
- ANZ5 of 5Named in 3 of 3 ChatGPT answersNamed in 2 of 2 Google answers
- ASB5 of 5Named in 3 of 3 ChatGPT answersNamed in 2 of 2 Google answers
- Westpac4 of 5Named in 2 of 3 ChatGPT answersNamed in 2 of 2 Google answers
- TSB4 of 5Named in 2 of 3 ChatGPT answersNamed in 2 of 2 Google answers
- BNZ2 of 5Named in 2 of 3 ChatGPT answersNamed in 0 of 2 Google answers
- Kiwibank2 of 5Named in 2 of 3 ChatGPT answersNamed in 0 of 2 Google answers
- Gem by Latitude0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
- Q Mastercard0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
- Farmers Mastercard0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
See every answer about credit card providers
5 answers
Asked ChatGPT
“Which credit card provider should I use in New Zealand?”
Asked ChatGPT
“What are the best credit card providers in New Zealand?”
Asked ChatGPT
“What's the best credit card provider in New Zealand for everyday spending?”
Searched Google, AI Overview
“best credit card nz”
Searched Google, AI Overview
“low interest credit card”
Not named in any answer:
Brands are shown in the order each answer named them. The survey took place in New Zealand on October 19, 2026.
Is BNZ or Farmers Mastercard more popular in search?
This chart shows how often people search Google for BNZ and Farmers Mastercard by name. Each line represents a brand's share of searches for all ten credit card providers we track, month by month, from searches in New Zealand.
Share of searches by month for Farmers Mastercard, BNZ. The figures are in the table below the chart.
View monthly share of searches table
| Month | Gem by Latitude | American Express | Q Mastercard | ANZ | ASB | Farmers Mastercard | Westpac | BNZ | Kiwibank | TSB |
|---|---|---|---|---|---|---|---|---|---|---|
| Oct 2025 | 41% | 22.9% | 20.7% | 3.7% | 3% | 2.7% | 2.4% | 2% | 1.3% | 0.4% |
| Nov 2025 | 41.4% | 22.2% | 22.2% | 2.9% | 2.4% | 3.3% | 2% | 2% | 1.3% | 0.39% |
| Dec 2025 | 46.5% | 20.6% | 20.2% | 2.6% | 2.2% | 3.2% | 1.7% | 1.7% | 0.91% | 0.29% |
| Jan 2026 | 42.1% | 23.1% | 20.4% | 3.6% | 2.4% | 3% | 2% | 2% | 1.1% | 0.48% |
| Feb 2026 | 41.7% | 22.5% | 21.9% | 3.6% | 2.4% | 2.9% | 1.9% | 1.9% | 0.99% | 0.39% |
| Mar 2026 | 43.2% | 23.6% | 19.2% | 3.1% | 2.5% | 2.8% | 2.1% | 2.1% | 1.1% | 0.34% |
| Apr 2026 | 42.5% | 21.5% | 21.2% | 3.4% | 2.8% | 3.1% | 1.8% | 2.3% | 0.96% | 0.37% |
| May 2026 | 42.8% | 22.1% | 20.1% | 3.3% | 2.6% | 3.2% | 2.2% | 2.2% | 1.2% | 0.44% |
| Jun 2026 | 42.4% | 21.8% | 21.7% | 3.1% | 2.5% | 3.2% | 2.1% | 1.7% | 1.1% | 0.34% |
| Jul 2026 | 40.5% | 26.8% | 18.8% | 3.3% | 2.2% | 3% | 2.2% | 1.8% | 0.93% | 0.36% |
| Aug 2026 | 41.7% | 26% | 18.4% | 3.3% | 2.6% | 2.9% | 2.2% | 1.7% | 0.9% | 0.35% |
| Sep 2026 | 42.3% | 22.9% | 19.7% | 3.8% | 2.5% | 2.5% | 2.5% | 2.1% | 1.4% | 0.34% |
How has the BNZ and Farmers Mastercard comparison changed over the last 12 months?
3 findings
- Farmers Mastercard was ahead of BNZ in every measured month of the 12 months ending September 2026.
- Across the 12 months ending September 2026, BNZ’s share of searches among credit card providers in New Zealand moved from 2% to 2.1%, and its estimated monthly branded searches held steady at 2.4K.
- Across the 12 months ending September 2026, Farmers Mastercard’s share of searches among credit card providers in New Zealand moved from 2.7% to 2.5%, and its estimated monthly branded searches moved from 3.2K to 2.9K.
How did search popularity change for New Zealand credit card providers in September 2026?
1 change
Farmers Mastercard’s share of searches among credit card providers in New Zealand has lost ground for 3 months in a row, from 3.2% to 2.5% in September 2026.
How are branded searches counted?
4 search terms
Brandwave collects information about searches that people make online using BNZ’s and Farmers Mastercard’s names. When viewed over time, estimated search volumes for these branded terms can be used to understand whether interest in the brands is growing, holding steady, or fading.
BNZ
1 branded search term
- bnz credit card
Farmers Mastercard
3 branded search terms
- farmers card
- farmers mastercard
- farmersmastercard
Other head-to-heads among credit card providers
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