BILL Spend & Expense vs Ramp:Which is more popular in the United States?
In October 2026, Ramp had more branded searches than BILL Spend & Expense among business credit cards in the United States. Ramp had about 12,100 branded searches, while BILL Spend & Expense had 4,300. Ramp made up 8.5% of all business credit card searches we track, and BILL Spend & Expense accounted for 3%. When we asked ChatGPT and Google AI Overviews about business credit cards, neither BILL Spend & Expense nor Ramp appeared in any of the five answers.
Who do people search for more?
Ramp, about 3 searches for every 1 for BILL Spend & Expense
Who does AI mention more?
Both were mentioned in 0 of 5 answers.
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Top business credit cards in ChatGPT and Google AI Overviews
In three ChatGPT questions and two Google AI Overviews, neither BILL Spend & Expense nor Ramp showed up in any of the five answers.
Most recommended by AI
Brands get a higher ranking if they are mentioned earlier in the answers.
Mentioned by AI
Each dot is one answer, filled in when that answer mentions the brand.
American Express4 of 5Named in 2 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Chase4 of 5Named in 2 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Capital One4 of 5Named in 2 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Brex0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers- Ramp0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Bank of America0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
U.S. Bank0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
BILL Spend & Expense0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
See every answer about business credit cards
5 answers
Asked ChatGPT
“What's the best business credit card for a small business?”
Asked ChatGPT
“Which business credit card has the best rewards?”
Asked ChatGPT
“Should I get a corporate card or a business credit card for my startup?”
Searched Google, AI Overview
“best business credit cards”
Searched Google, AI Overview
“business credit card”
Not named in any answer:
Brands are shown in the order each answer named them. The survey took place in United States on October 27, 2026.
Is BILL Spend & Expense or Ramp more popular in search?
This chart shows how often people search Google for BILL Spend & Expense and Ramp by name. Each line represents a brand's share of searches for all eight business credit card brands we track, month by month, from searches in United States.
Share of searches by month for Ramp, BILL Spend & Expense. The figures are in the table below the chart.
View monthly share of searches table
| Month | Brex | American Express | Chase | Capital One | Ramp | Bank of America | U.S. Bank | BILL Spend & Expense |
|---|---|---|---|---|---|---|---|---|
| Nov 2025 | 26.7% | 31.6% | 22.6% | 5.3% | 5.3% | 3.6% | 2.4% | 2.5% |
| Dec 2025 | 32.4% | 29.5% | 18.3% | 5.3% | 5.3% | 3.5% | 2.9% | 2.8% |
| Jan 2026 | 55.6% | 17.3% | 14.1% | 3.3% | 4.1% | 2.2% | 1.8% | 1.6% |
| Feb 2026 | 39.6% | 22.4% | 18.3% | 4.3% | 6.5% | 3.5% | 2.9% | 2.5% |
| Mar 2026 | 37% | 25.6% | 17.1% | 4.9% | 6% | 4% | 2.7% | 2.6% |
| Apr 2026 | 37.3% | 22.8% | 17.3% | 5% | 7.5% | 4.1% | 3.3% | 2.7% |
| May 2026 | 35.9% | 21.9% | 20.3% | 4.8% | 7.2% | 3.9% | 3.2% | 2.8% |
| Jun 2026 | 36.9% | 20% | 20.9% | 4.9% | 7.4% | 4% | 2.7% | 3.2% |
| Jul 2026 | 37.7% | 18.8% | 21.3% | 5% | 7.5% | 4.1% | 2.7% | 2.7% |
| Aug 2026 | 36.7% | 20% | 20.8% | 4.9% | 7.3% | 4% | 3.3% | 3% |
| Sep 2026 | 35.2% | 19.1% | 19.9% | 7% | 8.6% | 3.8% | 3.1% | 3.1% |
| Oct 2026 | 34.6% | 21.1% | 16% | 8.5% | 8.5% | 4.6% | 3.8% | 3% |
How has branded search for BILL Spend & Expense and Ramp changed in the United States over the last 12 months?
3 findings
- Ramp was ahead of BILL Spend & Expense in every measured month of the 12 months ending October 2026.
- Across the 12 months ending October 2026, BILL Spend & Expense’s share of searches among business credit cards in the United States moved from 2.5% to 3%, and its estimated monthly branded searches moved from 3.8K to 4.3K.
- Across the 12 months ending October 2026, Ramp’s share of searches among business credit cards in the United States moved from 5.3% to 8.5%, and its estimated monthly branded searches moved from 8.1K to 12.1K.
How did search popularity change for United States business credit cards in October 2026?
3 changes
In October 2026, Capital One overtook Ramp to rank 4th among business credit cards in the United States, with 8.5% of the searches.
Estimated monthly branded searches for Ramp in the United States rose 49.4% over 12 measured months, from 8.1K to 12.1K in October 2026.
Estimated monthly branded searches for BILL Spend & Expense in the United States rose 13.2% over 12 measured months, from 3.8K to 4.3K in October 2026.
How are BILL Spend & Expense’s and Ramp’s branded searches counted?
3 search terms
Brandwave collects information about searches that people make online using BILL Spend & Expense’s and Ramp’s names. When viewed over time, estimated search volumes for these branded terms can be used to understand whether interest in the brands is growing, holding steady, or fading.
BILL Spend & Expense
2 branded search terms
- bill divvy
- divvy card
Ramp
1 branded search term
- ramp card
Other head-to-heads among business credit cards
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