Bank of America vs BILL Spend & Expense:Which is more popular in the United States?
In October 2026, Bank of America had more branded searches than BILL Spend & Expense among business credit cards in the United States. Bank of America had about 6,600 branded searches, while BILL Spend & Expense had 4,300. Bank of America made up 4.6% of all business credit card searches we track, and BILL Spend & Expense accounted for 3%. When we asked ChatGPT and Google AI Overviews about business credit cards, neither Bank of America nor BILL Spend & Expense appeared in any of the five answers.
Who do people search for more?
Bank of America, about 53% more searches than BILL Spend & Expense
Who does AI mention more?
Both were mentioned in 0 of 5 answers.
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Top business credit cards in ChatGPT and Google AI Overviews
In three ChatGPT questions and two Google AI Overviews, neither Bank of America nor BILL Spend & Expense showed up in any of the five answers.
Most recommended by AI
Brands get a higher ranking if they are mentioned earlier in the answers.
Mentioned by AI
Each dot is one answer, filled in when that answer mentions the brand.
American Express4 of 5Named in 2 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Chase4 of 5Named in 2 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Capital One4 of 5Named in 2 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Brex0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Ramp0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers- Bank of America0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
U.S. Bank0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
BILL Spend & Expense0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
See every answer about business credit cards
5 answers
Asked ChatGPT
“What's the best business credit card for a small business?”
Asked ChatGPT
“Which business credit card has the best rewards?”
Asked ChatGPT
“Should I get a corporate card or a business credit card for my startup?”
Searched Google, AI Overview
“best business credit cards”
Searched Google, AI Overview
“business credit card”
Not named in any answer:
Brands are shown in the order each answer named them. The survey took place in United States on October 27, 2026.
Is Bank of America or BILL Spend & Expense more popular in search?
This chart shows how often people search Google for Bank of America and BILL Spend & Expense by name. Each line represents a brand's share of searches for all eight business credit card brands we track, month by month, from searches in United States.
Share of searches by month for Bank of America, BILL Spend & Expense. The figures are in the table below the chart.
View monthly share of searches table
| Month | Brex | American Express | Chase | Capital One | Ramp | Bank of America | U.S. Bank | BILL Spend & Expense |
|---|---|---|---|---|---|---|---|---|
| Nov 2025 | 26.7% | 31.6% | 22.6% | 5.3% | 5.3% | 3.6% | 2.4% | 2.5% |
| Dec 2025 | 32.4% | 29.5% | 18.3% | 5.3% | 5.3% | 3.5% | 2.9% | 2.8% |
| Jan 2026 | 55.6% | 17.3% | 14.1% | 3.3% | 4.1% | 2.2% | 1.8% | 1.6% |
| Feb 2026 | 39.6% | 22.4% | 18.3% | 4.3% | 6.5% | 3.5% | 2.9% | 2.5% |
| Mar 2026 | 37% | 25.6% | 17.1% | 4.9% | 6% | 4% | 2.7% | 2.6% |
| Apr 2026 | 37.3% | 22.8% | 17.3% | 5% | 7.5% | 4.1% | 3.3% | 2.7% |
| May 2026 | 35.9% | 21.9% | 20.3% | 4.8% | 7.2% | 3.9% | 3.2% | 2.8% |
| Jun 2026 | 36.9% | 20% | 20.9% | 4.9% | 7.4% | 4% | 2.7% | 3.2% |
| Jul 2026 | 37.7% | 18.8% | 21.3% | 5% | 7.5% | 4.1% | 2.7% | 2.7% |
| Aug 2026 | 36.7% | 20% | 20.8% | 4.9% | 7.3% | 4% | 3.3% | 3% |
| Sep 2026 | 35.2% | 19.1% | 19.9% | 7% | 8.6% | 3.8% | 3.1% | 3.1% |
| Oct 2026 | 34.6% | 21.1% | 16% | 8.5% | 8.5% | 4.6% | 3.8% | 3% |
Bank of America sells other things too, so only its searches that name this product count here, like “bank of america business credit card”.
How has branded search for Bank of America and BILL Spend & Expense changed in the United States over the last 12 months?
3 findings
- Bank of America was ahead of BILL Spend & Expense in every measured month of the 12 months ending October 2026.
- Across the 12 months ending October 2026, Bank of America’s share of searches among business credit cards in the United States moved from 3.6% to 4.6%, and its estimated monthly branded searches moved from 5.4K to 6.6K.
- Across the 12 months ending October 2026, BILL Spend & Expense’s share of searches among business credit cards in the United States moved from 2.5% to 3%, and its estimated monthly branded searches moved from 3.8K to 4.3K.
How did search popularity change for United States business credit cards in October 2026?
2 changes
In October 2026, Bank of America gained share of searches among business credit cards in the United States, from 3.8% to 4.6%.
Estimated monthly branded searches for BILL Spend & Expense in the United States rose 13.2% over 12 measured months, from 3.8K to 4.3K in October 2026.
How are Bank of America’s and BILL Spend & Expense’s branded searches counted?
3 search terms
Brandwave collects information about searches that people make online using Bank of America’s and BILL Spend & Expense’s names. When viewed over time, estimated search volumes for these branded terms can be used to understand whether interest in the brands is growing, holding steady, or fading.
Bank of America
1 branded search term
- bank of america business credit card
BILL Spend & Expense
2 branded search terms
- bill divvy
- divvy card
Other head-to-heads among business credit cards
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