Achieve vs Splash Financial:Which is more popular in the United States?
In October 2026, Splash Financial had more branded searches than Achieve among HELOC lenders in the United States. Splash Financial had about 8,100 branded searches, while Achieve had 880. Splash Financial made up 16.8% of all HELOC lender searches we track, and Achieve accounted for 1.8%. When we asked ChatGPT and Google AI Overviews about HELOC lenders, Achieve and Splash Financial each appeared in two of the five answers. Achieve was mentioned before Splash Financial in two out of three answers that named either.
Who do people search for more?
Splash Financial, about 9 searches for every 1 for Achieve
Who does AI mention more?
Both were mentioned in 2 of 5 answers.
Who does AI recommend more?
Achieve, named ahead of Splash Financial in 2 of 3 answers
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Top HELOC lenders in ChatGPT and Google AI Overviews
In three ChatGPT questions and two Google AI Overviews, Achieve and Splash Financial were each mentioned in two out of five: in two of the three ChatGPT answers, but not in either of the two Google AI Overviews. Achieve was listed before Splash Financial in two out of three answers that named either.
Most recommended by AI
Brands get a higher ranking if they are mentioned earlier in the answers.
Aven1st
Figure2nd
Bank of America3rd
Rate4th
Achieve5th
Splash Financial6th
Flagstar7th
Navy Federal Credit Union8th
Rocket Mortgage9th
Spring EQ10th- +1 more
Mentioned by AI
Each dot is one answer, filled in when that answer mentions the brand.
Aven3 of 5Named in 2 of 3 ChatGPT answersNamed in 1 of 2 Google answers
Splash Financial2 of 5Named in 2 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Bank of America2 of 5Named in 1 of 3 ChatGPT answersNamed in 1 of 2 Google answers
Figure2 of 5Named in 2 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Achieve2 of 5Named in 2 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Rate2 of 5Named in 2 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Spring EQ1 of 5Named in 1 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Navy Federal Credit Union1 of 5Named in 0 of 3 ChatGPT answersNamed in 1 of 2 Google answers
Lower1 of 5Named in 0 of 3 ChatGPT answersNamed in 1 of 2 Google answers
Rocket Mortgage1 of 5Named in 0 of 3 ChatGPT answersNamed in 1 of 2 Google answers
See every answer about HELOC lenders
5 answers
Asked ChatGPT
“Who offers the best HELOC rates right now?”
Asked ChatGPT
“Which lenders let you apply for a home equity line of credit online?”
Asked ChatGPT
“What's the fastest way to get a HELOC?”
Searched Google, AI Overview
“heloc”
Searched Google, AI Overview
“heloc lenders”
Brands are shown in the order each answer named them. The survey took place in United States on October 28, 2026.
Is Achieve or Splash Financial more popular in search?
This chart shows how often people search Google for Achieve and Splash Financial by name. Each line represents a brand's share of searches for all 11 HELOC lenders we track, month by month, from searches in United States.
Share of searches by month for Splash Financial, Achieve. The figures are in the table below the chart.
View monthly share of searches table
| Month | Aven | Spring EQ | Splash Financial | Bank of America | Figure | Navy Federal Credit Union | Achieve | Lower | Rocket Mortgage | Flagstar | Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Nov 2025 | 12.8% | 21.6% | 21.6% | 21.6% | 9.6% | 7.7% | 2.7% | 0.56% | 0.69% | 0.69% | 0.56% |
| Dec 2025 | 10.3% | 19.4% | 19.4% | 23.8% | 10.6% | 10.6% | 3.8% | 0.34% | 0.62% | 0.62% | 0.5% |
| Jan 2026 | 12.6% | 17% | 17% | 25.5% | 13.9% | 7.6% | 4% | 0.36% | 0.67% | 0.55% | 0.82% |
| Feb 2026 | 14.4% | 16% | 16% | 29.2% | 13% | 5.7% | 3.7% | 0.33% | 0.63% | 0.51% | 0.63% |
| Mar 2026 | 12.1% | 16.4% | 13.5% | 30.1% | 13.5% | 7.3% | 4.8% | 0.35% | 0.65% | 0.8% | 0.53% |
| Apr 2026 | 14.2% | 11.5% | 11.5% | 31.5% | 11.5% | 5.1% | 4.1% | 0.3% | 0.45% | 0.55% | 9.4% |
| May 2026 | 13.8% | 10.7% | 13.1% | 36% | 13.1% | 5.8% | 4.7% | 0.28% | 0.52% | 0.42% | 1.4% |
| Jun 2026 | 12.4% | 11.7% | 17.5% | 32% | 14.3% | 6.4% | 4.2% | 0.19% | 0.46% | 0.37% | 0.46% |
| Jul 2026 | 14.2% | 12.9% | 15.8% | 28.9% | 15.8% | 7% | 3.7% | 0.27% | 0.62% | 0.51% | 0.33% |
| Aug 2026 | 16.5% | 14.9% | 18.3% | 22.4% | 14.9% | 6.6% | 4.3% | 0.32% | 0.72% | 0.59% | 0.47% |
| Sep 2026 | 21% | 18.9% | 18.9% | 15.4% | 12.6% | 8.4% | 3% | 0.49% | 0.61% | 0.4% | 0.4% |
| Oct 2026 | 26.6% | 20.6% | 16.8% | 13.7% | 11.2% | 7.5% | 1.8% | 0.54% | 0.54% | 0.35% | 0.35% |
How has branded search for Achieve and Splash Financial changed in the United States over the last 12 months?
3 findings
- Splash Financial was ahead of Achieve in every measured month of the 12 months ending October 2026.
- Across the 12 months ending October 2026, Achieve’s share of searches among HELOC lenders in the United States moved from 2.7% to 1.8%, and its estimated monthly branded searches moved from 1K to 880.
- Across the 12 months ending October 2026, Splash Financial’s share of searches among HELOC lenders in the United States moved from 21.6% to 16.8%, and its estimated monthly branded searches held steady at 8.1K.
How did search popularity change for United States HELOC lenders in October 2026?
3 changes

In October 2026, Spring EQ overtook Splash Financial to rank 2nd among HELOC lenders in the United States, with 20.6% of the searches.

In October 2026, Splash Financial lost share of searches among HELOC lenders in the United States, from 18.9% to 16.8%.

In October 2026, Achieve lost share of searches among HELOC lenders in the United States, from 3% to 1.8%.
How are Achieve’s and Splash Financial’s branded searches counted?
2 search terms
Brandwave collects information about searches that people make online using Achieve’s and Splash Financial’s names. When viewed over time, estimated search volumes for these branded terms can be used to understand whether interest in the brands is growing, holding steady, or fading.
Achieve
1 branded search term
- achieve heloc
Splash Financial
1 branded search term
- splash financial
Other head-to-heads among HELOC lenders

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