Checkmyfile vs Credit Karma:Which is more popular?
In September 2026, Checkmyfile had more branded searches than Credit Karma among credit score apps in the United Kingdom. Checkmyfile had about 110,000 branded searches, while Credit Karma had 3,600. Checkmyfile made up 15% of all credit score app searches we track, and Credit Karma accounted for 0.49%. When we asked ChatGPT and Google AI Overviews about credit score apps, Credit Karma appeared in three of the five answers and Checkmyfile in none.
Who do people search for more?
Checkmyfile, about 31 searches for every 1 for Credit Karma
Who does AI mention more?
Credit Karma, mentioned in 3 of 5 answers, Checkmyfile in 0
Who does AI recommend more?
Credit Karma, the only one of the two named
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Top credit score apps in ChatGPT and Google AI Overviews
In three ChatGPT questions and two Google AI Overviews, Credit Karma was mentioned in three out of five: in all three ChatGPT answers, but not in either of the two Google AI Overviews. Checkmyfile did not appear in any of the five answers.
Most recommended by AI
Brands get a higher ranking if they are mentioned earlier in the answers.
Mentioned by AI
Each dot is one answer, filled in when that answer mentions the brand.
ClearScore5 of 5Named in 3 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Experian5 of 5Named in 3 of 3 ChatGPT answersNamed in 2 of 2 Google answers
TransUnion5 of 5Named in 3 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Equifax5 of 5Named in 3 of 3 ChatGPT answersNamed in 2 of 2 Google answers- Credit Karma3 of 5Named in 3 of 3 ChatGPT answersNamed in 0 of 2 Google answers
- Checkmyfile0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
TotallyMoney0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
See every answer about credit score apps
5 answers
Asked ChatGPT
“Which app should I use to check my credit score in the UK?”
Asked ChatGPT
“What are the best credit score apps in the UK?”
Asked ChatGPT
“What's the most accurate free credit score service in the UK?”
Searched Google, AI Overview
“credit score”
Searched Google, AI Overview
“check credit score”
Not named in any answer:
Brands are shown in the order each answer named them. The survey took place in United Kingdom on October 22, 2026.
Is Checkmyfile or Credit Karma more popular in search?
This chart shows how often people search Google for Checkmyfile and Credit Karma by name. Each line represents a brand's share of searches for all seven credit score apps we track, month by month, from searches in United Kingdom.
Share of searches by month for Checkmyfile, Credit Karma. The figures are in the table below the chart.
View monthly share of searches table
| Month | ClearScore | Checkmyfile | Experian | TotallyMoney | TransUnion | Equifax | Credit Karma |
|---|---|---|---|---|---|---|---|
| Oct 2025 | 71.5% | 17.6% | 4.3% | 3.5% | 1.5% | 0.7% | 0.86% |
| Nov 2025 | 73.5% | 14.7% | 5.4% | 3% | 1.7% | 0.88% | 0.88% |
| Dec 2025 | 70.8% | 17.3% | 5.2% | 3.5% | 1.7% | 0.69% | 0.85% |
| Jan 2026 | 73.9% | 14.8% | 5.4% | 3% | 1.4% | 0.72% | 0.72% |
| Feb 2026 | 71.1% | 17.4% | 5.2% | 3.5% | 1.4% | 0.7% | 0.7% |
| Mar 2026 | 71% | 17.4% | 5.2% | 3.5% | 1.4% | 0.7% | 0.7% |
| Apr 2026 | 75.4% | 15.1% | 4.5% | 2.5% | 1.2% | 0.61% | 0.61% |
| May 2026 | 77.6% | 12.7% | 4.7% | 2.6% | 1.2% | 0.62% | 0.62% |
| Jun 2026 | 71.8% | 17.6% | 5.3% | 2.9% | 1.2% | 0.57% | 0.57% |
| Jul 2026 | 75.1% | 15% | 4.5% | 3% | 1.3% | 0.49% | 0.49% |
| Aug 2026 | 75.1% | 15% | 4.5% | 3% | 1.2% | 0.6% | 0.49% |
| Sep 2026 | 74.9% | 15% | 4.5% | 3% | 1.5% | 0.6% | 0.49% |
How has the Checkmyfile and Credit Karma comparison changed over the last 12 months?
3 findings
- Checkmyfile was ahead of Credit Karma in every measured month of the 12 months ending September 2026.
- Across the 12 months ending September 2026, Checkmyfile’s share of searches among credit score apps in the United Kingdom moved from 17.6% to 15%, and its estimated monthly branded searches moved from 135K to 110K.
- Across the 12 months ending September 2026, Credit Karma’s share of searches among credit score apps in the United Kingdom moved from 0.86% to 0.49%, and its estimated monthly branded searches moved from 6.6K to 3.6K.
How did search popularity change for United Kingdom credit score apps in September 2026?
2 changes
Checkmyfile’s share of searches among credit score apps in the United Kingdom has lost ground for 3 months in a row, from 17.6% to 15% in September 2026.
Estimated monthly branded searches for Credit Karma in the United Kingdom fell 45.5% over 12 measured months, from 6.6K to 3.6K in September 2026.
How are branded searches counted?
2 search terms
Brandwave collects information about searches that people make online using Checkmyfile’s and Credit Karma’s names. When viewed over time, estimated search volumes for these branded terms can be used to understand whether interest in the brands is growing, holding steady, or fading.
Checkmyfile
1 branded search term
- checkmyfile
Credit Karma
1 branded search term
- credit karma uk
Other head-to-heads among credit score apps
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