Chime vs SoFi:Which is more popular?
In September 2026, SoFi had more branded searches than Chime among savings apps worldwide. SoFi had about 1.2 million branded searches, while Chime had 3,120. SoFi made up 40.3% of all savings app searches we track, and Chime accounted for 0.1%. When we asked ChatGPT and Google AI Overviews about savings apps, Chime and SoFi each appeared in three of the five answers. SoFi was mentioned before Chime in three out of five answers.
Who do people search for more?
SoFi, about 391 searches for every 1 for Chime
Who does AI mention more?
Both were mentioned in 3 of 5 answers.
Who does AI recommend more?
SoFi, named ahead of Chime in 3 of 5 answers
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Top savings apps in ChatGPT and Google AI Overviews
In three ChatGPT questions and two Google AI Overviews, Chime was mentioned in three out of five: in one of the three ChatGPT answers and in both Google AI Overviews. SoFi was mentioned in three out of five: in all three ChatGPT answers, but not in either of the two Google AI Overviews. SoFi was listed before Chime in three out of five answers.
Most recommended by AI
Brands get a higher ranking if they are mentioned earlier in the answers.
Mentioned by AI
Each dot is one answer, filled in when that answer mentions the brand.
- Ally Bank4 of 5Named in 3 of 3 ChatGPT answersNamed in 1 of 2 Google answers
- SoFi3 of 5Named in 3 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Rocket Money3 of 5Named in 1 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Oportun3 of 5Named in 1 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Chime3 of 5Named in 1 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Acorns3 of 5Named in 1 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Qapital2 of 5Named in 0 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Monzo0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Marcus0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Moneybox0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
See every answer about savings apps
5 answers
Asked ChatGPT
“Which savings app should I use?”
Asked ChatGPT
“What are the best savings apps?”
Asked ChatGPT
“What's the best savings app for building savings?”
Searched Google, AI Overview
“savings app”
Searched Google, AI Overview
“automated savings app”
Brands are shown in the order each answer named them. The survey took place in the United States on October 21, 2026.
Is Chime or SoFi more popular in search?
This chart shows how often people search Google for Chime and SoFi by name. Each line represents a brand's share of searches for all ten savings apps we track, month by month, from English-language searches worldwide.
Share of searches by month for SoFi, Chime. The figures are in the table below the chart.
View monthly share of searches table
| Month | SoFi | Ally Bank | Monzo | Marcus | Rocket Money | Oportun | Moneybox | Chime | Qapital | Acorns |
|---|---|---|---|---|---|---|---|---|---|---|
| Oct 2025 | 38.7% | 17.4% | 11.6% | 12.1% | 7.8% | 7.8% | 4.4% | 0.08% | 0.14% | <0.01% |
| Nov 2025 | 36.8% | 16.5% | 11% | 14% | 7.4% | 9% | 5% | 0.07% | 0.16% | <0.01% |
| Dec 2025 | 34.3% | 18.9% | 10.1% | 13% | 10.3% | 8.4% | 4.7% | 0.07% | 0.15% | <0.01% |
| Jan 2026 | 35.1% | 15.8% | 10.6% | 13.5% | 12.9% | 7.1% | 4.8% | 0.09% | 0.16% | <0.01% |
| Feb 2026 | 34.7% | 19.1% | 10.4% | 13.2% | 10.5% | 7% | 4.8% | 0.1% | 0.19% | <0.01% |
| Mar 2026 | 36.9% | 20.3% | 10.8% | 11.6% | 9.1% | 6.1% | 5.1% | 0.09% | 0.13% | <0.01% |
| Apr 2026 | 37.9% | 20.9% | 11% | 11.8% | 7.6% | 6.2% | 4.3% | 0.09% | 0.11% | <0.01% |
| May 2026 | 40.6% | 18.3% | 12% | 10.4% | 8.2% | 6.7% | 3.7% | 0.1% | 0.12% | <0.01% |
| Jun 2026 | 41.5% | 18.7% | 10.5% | 10.7% | 6.8% | 6.8% | 4.7% | 0.11% | 0.12% | <0.01% |
| Jul 2026 | 40.1% | 18.1% | 12% | 10.3% | 8.1% | 6.6% | 4.5% | 0.1% | 0.12% | <0.01% |
| Aug 2026 | 39.6% | 17.8% | 14.2% | 10.1% | 8% | 6.5% | 3.6% | 0.1% | 0.09% | <0.01% |
| Sep 2026 | 40.3% | 18.2% | 12.7% | 10.3% | 8.1% | 6.6% | 3.7% | 0.1% | 0.1% | <0.01% |
How has the Chime and SoFi comparison changed over the last 12 months?
3 findings
- SoFi was ahead of Chime in every measured month of the 12 months ending September 2026.
- Across the 12 months ending September 2026, Chime’s share of searches among savings apps worldwide moved from 0.08% to 0.1%, and its estimated monthly branded searches moved from 2.4K to 3.1K.
- Across the 12 months ending September 2026, SoFi’s share of searches among savings apps worldwide moved from 38.7% to 40.3%, and its estimated monthly branded searches held steady at 1.2M.
How did search popularity change for savings apps worldwide in September 2026?
2 changes
In September 2026, SoFi gained share of searches among savings apps worldwide, from 39.6% to 40.3%.
Estimated monthly branded searches for Chime worldwide rose 31.1% over 12 measured months, from 2.4K to 3.1K in September 2026.
How are branded searches counted?
3 search terms
Brandwave collects information about searches that people make online using Chime’s and SoFi’s names. When viewed over time, estimated search volumes for these branded terms can be used to understand whether interest in the brands is growing, holding steady, or fading.
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