Klarna vs Zip:Which is more popular?
In September 2026, Zip had more branded searches than Klarna among buy now pay later services in Australia. Zip had about 40,500 branded searches, while Klarna had 27,100. Zip made up 11.8% of all buy now pay later service searches we track, and Klarna accounted for 7.9%. When we asked ChatGPT and Google AI Overviews about buy now pay later services, Zip appeared in all five answers and Klarna in three. Zip was mentioned before Klarna in four out of five answers.
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Top buy now pay later services in ChatGPT and Google AI Overviews
In three ChatGPT questions and two Google AI Overviews, Zip appeared in all five answers. Klarna was mentioned in three out of five: in two of the three ChatGPT answers and in one of the two Google AI Overviews. Zip was listed before Klarna in four out of five answers.
Most recommended by AI
Brands get a higher ranking if they are mentioned earlier in the answers.
Mentioned by AI
Each dot is one answer, filled in when that answer mentions the brand.
Zip5 of 5Named in 3 of 3 ChatGPT answersNamed in 2 of 2 Google answers
PayPal5 of 5Named in 3 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Afterpay4 of 5Named in 2 of 3 ChatGPT answersNamed in 2 of 2 Google answers
Klarna3 of 5Named in 2 of 3 ChatGPT answersNamed in 1 of 2 Google answers
humm1 of 5Named in 1 of 3 ChatGPT answersNamed in 0 of 2 Google answers
See every answer about buy now pay later services
5 answers
Asked ChatGPT
“Which buy now pay later service should I use in Australia?”
Asked ChatGPT
“What are the best buy now pay later services in Australia?”
Asked ChatGPT
“What's the best buy now pay later option in Australia for a large purchase?”
Searched Google, AI Overview
“buy now pay later”
Searched Google, AI Overview
“afterpay alternatives”
Brands are shown in the order each answer named them. The survey took place in Australia on October 22, 2026.
Is Klarna or Zip more popular in search?
This chart shows how often people search Google for Klarna and Zip by name. Each line represents a brand's share of searches for all five buy now pay later services we track, month by month, from searches in Australia.
Share of searches by month for Zip, Klarna. The figures are in the table below the chart.
View monthly share of searches table
| Month | Afterpay | Zip | Klarna | humm | PayPal |
|---|---|---|---|---|---|
| Oct 2025 | 70.7% | 11.6% | 7.8% | 6.4% | 3.5% |
| Nov 2025 | 68.4% | 13.8% | 7.5% | 6.2% | 4.1% |
| Dec 2025 | 71% | 11.7% | 7.8% | 5.2% | 4.3% |
| Jan 2026 | 70.2% | 11.6% | 7.7% | 6.3% | 4.2% |
| Feb 2026 | 66.4% | 13.4% | 8.9% | 7.3% | 4% |
| Mar 2026 | 67.5% | 13.6% | 7.4% | 7.4% | 4.1% |
| Apr 2026 | 70.7% | 11.6% | 7.8% | 6.4% | 3.5% |
| May 2026 | 70.7% | 11.6% | 7.8% | 6.4% | 3.5% |
| Jun 2026 | 68.4% | 13.8% | 7.5% | 6.2% | 4.1% |
| Jul 2026 | 71.6% | 11.8% | 7.9% | 5.3% | 3.5% |
| Aug 2026 | 71.6% | 11.8% | 7.9% | 5.3% | 3.5% |
| Sep 2026 | 71.6% | 11.8% | 7.9% | 5.3% | 3.5% |
How has the Klarna and Zip comparison changed over the last 12 months?
3 findings
- Zip was ahead of Klarna in every measured month of the 12 months ending September 2026.
- Across the 12 months ending September 2026, Klarna’s share of searches among buy now pay later services in Australia moved from 7.8% to 7.9%, and its estimated monthly branded searches moved from 33.1K to 27.1K.
- Across the 12 months ending September 2026, Zip’s share of searches among buy now pay later services in Australia moved from 11.6% to 11.8%, and its estimated monthly branded searches moved from 49.5K to 40.5K.
How did search popularity change for Australia buy now pay later services in September 2026?
2 changes
How are branded searches counted?
2 search terms
Brandwave collects information about searches that people make online using Klarna’s and Zip’s names. When viewed over time, estimated search volumes for these branded terms can be used to understand whether interest in the brands is growing, holding steady, or fading.
Other head-to-heads among buy now pay later services
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