Harmoney vs MoneyMe:Which is more popular?
In September 2026, MoneyMe had more branded searches than Harmoney among personal loan lenders in Australia. MoneyMe had about 22,200 branded searches, while Harmoney had 14,800. MoneyMe made up 15.3% of all personal loan lender searches we track, and Harmoney accounted for 10.2%. When we asked ChatGPT and Google AI Overviews about personal loan lenders, Harmoney appeared in two of the five answers and MoneyMe in none.
Who do people search for more?
MoneyMe, about 50% more searches than Harmoney
Who does AI mention more?
Harmoney, mentioned in 2 of 5 answers, MoneyMe in 0
Who does AI recommend more?
Harmoney, the only one of the two named
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Top personal loan lenders in ChatGPT and Google AI Overviews
In three ChatGPT questions and two Google AI Overviews, Harmoney was mentioned in two out of five: in two of the three ChatGPT answers, but not in either of the two Google AI Overviews. MoneyMe did not appear in any of the five answers.
Most recommended by AI
Brands get a higher ranking if they are mentioned earlier in the answers.
Mentioned by AI
Each dot is one answer, filled in when that answer mentions the brand.
NOW Finance3 of 5Named in 3 of 3 ChatGPT answersNamed in 0 of 2 Google answers
OurMoneyMarket3 of 5Named in 3 of 3 ChatGPT answersNamed in 0 of 2 Google answers
ING3 of 5Named in 3 of 3 ChatGPT answersNamed in 0 of 2 Google answers- Harmoney2 of 5Named in 2 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Plenti1 of 5Named in 0 of 3 ChatGPT answersNamed in 1 of 2 Google answers
Latitude Financial0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers- MoneyMe0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
Wisr0 of 5Named in 0 of 3 ChatGPT answersNamed in 0 of 2 Google answers
See every answer about personal loan lenders
5 answers
Asked ChatGPT
“Which personal loan lender should I use in Australia?”
Asked ChatGPT
“What are the best personal loan lenders in Australia?”
Asked ChatGPT
“What's the best online personal loan in Australia for good credit?”
Searched Google, AI Overview
“personal loans”
Searched Google, AI Overview
“personal loan”
Not named in any answer:
Brands are shown in the order each answer named them. The survey took place in Australia on October 22, 2026.
Is Harmoney or MoneyMe more popular in search?
This chart shows how often people search Google for Harmoney and MoneyMe by name. Each line represents a brand's share of searches for all eight personal loan lenders we track, month by month, from searches in Australia.
Share of searches by month for MoneyMe, Harmoney. The figures are in the table below the chart.
View monthly share of searches table
| Month | Latitude Financial | MoneyMe | Plenti | Harmoney | NOW Finance | OurMoneyMarket | Wisr | ING |
|---|---|---|---|---|---|---|---|---|
| Oct 2025 | 28.3% | 17.1% | 17.1% | 11.4% | 9.3% | 7.6% | 6.4% | 2.8% |
| Nov 2025 | 37.4% | 15.6% | 15.6% | 10.4% | 8.5% | 5.7% | 4.7% | 2% |
| Dec 2025 | 43.5% | 12.3% | 15.1% | 10% | 8.2% | 5.5% | 3.8% | 1.6% |
| Jan 2026 | 41.1% | 11.5% | 14% | 9.4% | 9.4% | 7.7% | 5.2% | 1.8% |
| Feb 2026 | 38.3% | 12.9% | 15.8% | 10.5% | 8.6% | 7% | 4.8% | 2.1% |
| Mar 2026 | 35.4% | 14.6% | 17.8% | 9.7% | 9.7% | 6.5% | 4.4% | 1.9% |
| Apr 2026 | 36.7% | 15.1% | 15.1% | 10.1% | 10.1% | 6.7% | 4.6% | 1.6% |
| May 2026 | 41% | 14% | 14% | 9.3% | 9.3% | 6.2% | 4.3% | 1.8% |
| Jun 2026 | 37% | 15.2% | 18.6% | 8.3% | 8.3% | 6.8% | 3.8% | 2% |
| Jul 2026 | 33.5% | 13.5% | 20.2% | 9% | 9% | 7.4% | 5% | 2.2% |
| Aug 2026 | 33.1% | 16.4% | 16.4% | 10.9% | 8.9% | 7.3% | 4.9% | 2.1% |
| Sep 2026 | 37.2% | 15.3% | 15.3% | 10.2% | 8.4% | 6.8% | 4.7% | 2% |
How has the Harmoney and MoneyMe comparison changed over the last 12 months?
3 findings
- MoneyMe was ahead of Harmoney in every measured month of the 12 months ending September 2026.
- Across the 12 months ending September 2026, Harmoney’s share of searches among personal loan lenders in Australia moved from 11.4% to 10.2%, and its estimated monthly branded searches held steady at 14.8K.
- Across the 12 months ending September 2026, MoneyMe’s share of searches among personal loan lenders in Australia moved from 17.1% to 15.3%, and its estimated monthly branded searches held steady at 22.2K.
How did search popularity change for Australia personal loan lenders in September 2026?
2 changes
In September 2026, MoneyMe lost share of searches among personal loan lenders in Australia, from 16.4% to 15.3%.
In September 2026, Harmoney lost share of searches among personal loan lenders in Australia, from 10.9% to 10.2%.
How are branded searches counted?
3 search terms
Brandwave collects information about searches that people make online using Harmoney’s and MoneyMe’s names. When viewed over time, estimated search volumes for these branded terms can be used to understand whether interest in the brands is growing, holding steady, or fading.
Other head-to-heads among personal loan lenders
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